Chesapeake City property record for 2625 Smithson Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,332 sqft · built 1966 |
| Lot Size | 0.397 acres (17,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,750 (Oct 2011) |
| Tax Bill | $3,341 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2022 Refinance + 1 more |
| APN | 0861001000180 |
| Primary APN | 0861001000180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 17,293 sqft (0.397 acres) |
| Garage Type | Mixed |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 174 sqft |
| Shed | 1 Shed |
| Shed Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2625 SMITHSON DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-2228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 18 HICKORY HEIGHTS |
| Legal Subdivision | HICKORY HEIGHTS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21009 |
2625 Smithson Dr is owned and occupied by two individuals who acquired it in June 2019.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2625 SMITHSON DR, CHESAPEAKE, VA 23322-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC |
| Jun 28, 2019 | Gift Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2011 · Amount on File |
| Deed Sale | Oct 6, 2011 · Amount on File |
| Deed Book / Page | 8504 / 366 |
| Last Transfer Date | Jun 24, 2019 |
| Transfer Doc | 1002/61973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 12, 2026 |
| Property Address | 2625 SMITHSON DR, CHESAPEAKE, VA 23322-2228 |
| Document Number | 0000015146 |
| Book / Page | 10989 / 1929 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202615146 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NAVY FEDERAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2625 SMITHSON DR, CHESAPEAKE, VA 23322-2228 |
| Document Number | 0000015146, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 10989/1929 |
| Instrument | 202615146 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2625 SMITHSON DR, CHESAPEAKE, VA 23322-2228 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010543/690 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 10543/690 |
| Instrument | 220011706 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 28, 2019 |
| Property Address | 2625 SMITHSON DR, CHESAPEAKE, VA 23322-2228 |
| Document Number | 1002/61973 |
| Book / Page | 1002 / 61973 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 190015959 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2625 SMITHSON DR, CHESAPEAKE, VA 23322-2228 |
| Document Number | 1002/61977 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 1002/61977 |
| Instrument | 190015960 |
| Name | FULTON BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.63% |
The 2025 property tax bill for 2625 Smithson Dr was $3,341.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,200 (+7.38%) Land $190,000 Building $165,200 | $355,200 (+7.38%) Land $190,000 Building $165,200 | |
| 2025 | $3,341.00 | $330,800 Land $170,000 Building $160,800 | $330,800 Land $170,000 Building $160,800 |
| 2023 | $286,300 (+7.35%) Land $120,000 Building $166,300 | $286,300 (+7.35%) Land $120,000 Building $166,300 | |
| 2022 | $266,700 Land $105,000 Building $161,700 | $266,700 Land $105,000 Building $161,700 | |
| 2019 | $2,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2625 Smithson Dr; there have been 10 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1999–2025) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2625 Smithson Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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