2632 Richard Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2632 Richard Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,451 sqft · built 1978
Lot Size	0.138 acres (6,030 sqft)
Owner	Company Name on File
Last Sale	$1,567,500 (Jan 2022)
Tax Bill	$17,322 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`064-203-077`

Property Details

APN / Parcel Number

Primary APN	`064-203-077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,451 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	6,030 sqft (0.138 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2632 RICHARD AVE
City	CAYUCOS
State	CA
Zip	93430-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORRO STR U5 BL 78 PTN LT 9 & PM 13/89 PAR B
Legal Subdivision	COAL 73 416
Legal Block	78
Legal Lot Number	9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2003
Census Tract	10504

Owner

2632 Richard Ave is owned by a company that acquired it in March 2022.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	6077 COFFEE RD, 4, BAKERSFIELD, CA 93308-9417
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Mar 10, 2022	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Jan 21, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
Jul 30, 2021	Grant Deed, Transfer · Commercial Mortgage KENNY OLIVER
Jun 8, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Prior Sale	Jul 30, 2021 · Amount on File
Deed Document Number	20223040
Last Transfer Date	Mar 8, 2022
Transfer Doc	0000010860
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 9, 2022
Property Address	2632 RICHARD AVE, CAYUCOS, CA 93430-1469
Document Number	0000010648
Map Reference	VOL 5 PG 11
Instrument Date	Feb 24, 2022
Instrument	2022010648
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2632 RICHARD AVE, CAYUCOS, CA 93430-1469

Mortgage

Document Number	0000010649
Date	Mar 9, 2022
Instrument	2022010649

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 10, 2022
Property Address	2632 RICHARD AVE, CAYUCOS, CA 93430-1469
Document Number	0000010860
Map Reference	MB 13 PG 89
Instrument Date	Feb 24, 2022
Instrument	2022010860
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2632 RICHARD AVE, CAYUCOS, CA 93430-1469

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 21, 2022
Property Address	2632 RICHARD AVE, CAYUCOS, CA 93430-1469
Document Number	0000003040
Map Reference	MB 13 PG 89
Instrument Date	Jan 14, 2022
Instrument	2022003040
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6077 COFFEE RD # 4-197, 4, BAKERSFIELD, CA 93308-9417

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 30, 2021
Property Address	2632 RICHARD AVE, CAYUCOS, CA 93430-1469
Document Number	0000053855
Map Reference	MB 5 PG 11
Instrument Date	Jul 13, 2021
Instrument	2021053855
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6077 COFFEE RD, BAKERSFIELD, CA 93308-9416

Mortgage

Document Number	0000053856
Date	Jul 30, 2021
Instrument	2021053856

Lender

Name	KENNY OLIVER
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 8, 2021
Property Address	2632 RICHARD AVE, CAYUCOS, CA 93430-1469
Document Number	0000041602
Map Reference	MB 13 PG 89
Instrument Date	May 12, 2021
Instrument	2021041602
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2632 RICHARD AVE, CAYUCOS, CA 93430-1469

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 7, 2021
Property Address	2632 RICHARD AVE, CAYUCOS, CA 93430-1469
Document Number	0000041176
Map Reference	MB 13 PG 89
Instrument Date	May 12, 2021
Instrument	2021041176
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2632 RICHARD AVE, CAYUCOS, CA 93430-1469

Mortgage

Document Number	0000041177
Date	Jun 7, 2021
Instrument	2021041177

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2632 Richard Ave was $17,322.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,696,168 (+2%) Land $920,066 Building $776,102
2025	$17,322.00	$1,662,911 Land $902,026 Building $760,885
2023	$17,002.00 (+2.16%)	$1,598,340 Land $867,000 Building $731,340
2022	$16,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2632 Richard Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2632 Richard Ave is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Ranch Wifi.

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