2610 Richard Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2610 Richard Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,264 sqft · built 1999
Lot Size	0.177 acres (7,716 sqft)
Owner	Individual Name on Record
Last Sale	$2,000,000 (Sep 2023)
Tax Bill	$21,219 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-203-068`

Property Details

APN / Parcel Number

Primary APN	`064-203-068`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	7,716 sqft (0.177 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2610 RICHARD AVE
City	CAYUCOS
State	CA
Zip	93430-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO STR U5 BL 78 LTS 28 & 29
Legal Subdivision	MORRO STRAND 05
Legal Block	78
Legal Lot Number	28,29
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2003
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2610 RICHARD AVE, CAYUCOS, CA 93430-1469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Affidavit, Transfer
Sep 20, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAL-WESTERN FARMING CO
Oct 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Prior Sale	Jul 16, 2007 · Amount on Record
Deed Document Number	202327637
Prior Transfer Date	Jul 25, 2023
Prior Transfer Doc	0000022196
Record Updated	Oct 29, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 13, 2026
Property Address	2610 RICHARD AVE, CAYUCOS, CA 93430-1469
Document Number	0000015025
Instrument Date	May 7, 2026
Instrument	202615025
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CLOVIS, CA 93611

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 20, 2023
Property Address	2610 RICHARD AVE, CAYUCOS, CA 93430-1469
Document Number	0000027637
Map Reference	MB 5 PG 11
Instrument Date	Aug 14, 2023
Instrument	2023027637
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2405 COUNTRY CLUB LN, SELMA, CA 93662-3249

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2610 RICHARD AVE, CAYUCOS, CA 93430-1469
Document Number	0000016676
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2610 RICHARD AVE CAYUCOS CA 934301469, CAYUCOS, CA 93430-1469

Mortgage

Document Number	0000016676
Date	May 7, 2019
Instrument	16676

Lender

Name	CAL-WESTERN FARMING CO
Address	PO BOX 1071, VISALIA, CA 93279-1071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 30, 2018
Property Address	2610 RICHARD AVE, CAYUCOS, CA 93430-1469
Document Number	0000045232
Instrument Date	Oct 24, 2018
Instrument	45232
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2610 RICHARD AVE CAYUCOS CA 934301469, CAYUCOS, CA 93430-1469

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,080,800 (+2%) Land $1,248,480 Building $832,320
2025	$21,219.00 (+12.95%)	$2,040,000 (+15.42%) Land $1,224,000 Building $816,000
2023	$18,787.00 (+12.31%)	$1,767,510 Land $1,199,384 Building $568,126
2022	$16,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Ranch Wifi.

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