San Luis Obispo County property record for 2640 Richard Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,975 sqft · built 1996 |
| Lot Size | 0.177 acres (7,708 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,550,000 (Feb 2021) |
| Tax Bill | $17,476 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-203-076 |
| Primary APN | 064-203-076 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,975 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Lot Area | 7,708 sqft (0.177 acres) |
| Terrain | Steep |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2640 RICHARD AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MORRO STR U5 BL 78 LTS 35 36 & PTN LTS 8 9 |
| Legal Subdivision | MORRO STRAND |
| Legal Block | 78 |
| Legal Lot Number | 35,8 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 423, GREENBANK, WA 98253-0149 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on Record |
| Deed Sale | Feb 11, 2021 · Amount on Record |
| Prior Sale | Oct 28, 1996 · Amount on Record |
| Deed Document Number | 202111061 |
| Prior Transfer Date | Jul 5, 2012 |
| Prior Transfer Doc | 0000040623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 11, 2021 |
| Property Address | 2640 RICHARD AVE, CAYUCOS, CA 93430-1469 |
| Document Number | 0000011061 |
| Map Reference | MB 5 PG 11 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021011061 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 2742 215TH PL SW, BRIER, WA 98036-8935 |
| Document Number | 0000011062 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021011062 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,711,322 (+2%) Land $938,467 Building $772,855 | |
| 2025 | $17,476.00 (+1.88%) | $1,677,767 (+4.04%) Land $920,066 Building $757,701 |
| 2023 | $17,153.00 (+1.7%) | $1,612,620 Land $884,340 Building $728,280 |
| 2022 | $16,866.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1983–2016) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jan 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, Ranch Wifi.
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