St. Louis County property record for 2632 Morris Thomas Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1961 |
| Lot Size | 0.225 acres (9,828 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Jul 2015) |
| Tax Bill | $3,416 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0262-00030 |
| Primary APN | 010-0262-00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Gross Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,828 sqft (0.225 acres) |
| Garage Area | 440 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 80 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 994597 |
|---|---|
| Street Address | 2632 MORRIS THOMAS RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-2846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 AND WLY 5 FT OF LOT 4 SERIAL # |
| Legal Subdivision | BEVERLY HILL ADDITION FIRST DIVISION |
| Legal Lot Number | 3-4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 2300 |
2632 Morris Thomas Rd is owned and occupied by an individual who bought it in July 2015.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2632 MORRIS THOMAS RD, DULUTH, MN 55811-2846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Line of Credit SUPERIOR SAVINGS BANK |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2015 · Amount on File |
| Deed Sale | Jul 30, 2015 · Amount on File |
| Prior Sale | May 27, 2008 · Amount on File |
| Deed Document Number | 2015389632 |
| Prior Transfer Date | May 14, 2008 |
| Prior Transfer Doc | 0000853317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2632 MORRIS THOMAS RD, DULUTH, MN 55811-2846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2632 MORRIS THOMAS RD, DULUTH, MN 55811-2846 |
| Document Number | 0001098886 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 1098886 |
| Name | SUPERIOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2632 MORRIS THOMAS RD, DULUTH, MN 55811-2846 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001037932 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 1037932 |
| Name | SUPERIOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
The 2026 property tax bill for 2632 Morris Thomas Rd was $3,416 with a homeowner's exemption, up 8.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,416.00 (+8.24%) Homeowner's exemption | ||
| 2025 | $3,156.00 (+3.41%) Homeowner's exemption | $317,500 (+26.59%) Land $28,000 Building $289,500 | $317,500 (+26.59%) Land $28,000 Building $289,500 |
| 2024 | $3,052.00 | $250,800 Land $34,700 Building $216,100 | $250,800 Land $34,700 Building $216,100 |
| 2022 | $226,700 Land $39,600 Building $187,100 | $226,700 Land $39,600 Building $187,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2632 Morris Thomas Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2632 Morris Thomas Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Airfiber, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures