2649 Morris Thomas Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 2649 Morris Thomas Rd, Duluth, MN 55811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,056 sqft · built 1976
Lot Size	0.276 acres (12,055 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Sep 2022)
Tax Bill	$4,874 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2060-00500`

Property Details

APN / Parcel Number

Primary APN	`010-2060-00500`
Alternative APN	`1134801`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Gross Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	12,055 sqft (0.276 acres)
Garage Area	1,104 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	336 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1134801
Street Address	2649 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55811-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 AND 4, BLOCK 13 SERIAL #
Legal Subdivision	HARBOR VIEW FIRST ADDITION
Legal Block	13
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	2300

Owner

Source: St. Louis County records · APN 010-2060-00500

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2649 MORRIS THOMAS RD, DULUTH, MN 55811-2847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2022	Warranty Deed, Transfer · Conventional Mortgage LUTHERAN CHURCH EXTENSION FUND MO
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage SHARE ADVANTAGE CU
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit SHARE ADVANTAGE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2022 · Amount on Record
Deed Sale	Sep 02, 2022 · Amount on Record
Prior Sale	Aug 14, 2014 · Amount on Record
Deed Document Number	20221060828
Prior Transfer Date	Nov 05, 2003
Prior Transfer Doc	0000765645
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 02, 2022
Property Address	2649 MORRIS THOMAS RD, DULUTH, MN 55811-2847
Document Number	0001060828
Instrument Date	Aug 05, 2022
Instrument	1060828
Transaction Type	Transfer
Record Updated	Oct 02, 2023
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2649 MORRIS THOMAS RD, DULUTH, MN 55811-2847

Mortgage

Document Number	0001060829
Date	Sep 02, 2022
Instrument	1060829

Lender

Name	LUTHERAN CHURCH EXTENSION FUND MO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2649 MORRIS THOMAS RD, DULUTH, MN 55811-2847
Document Number	00T1016492
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 MORRIS THOMAS RD DULUTH MN 558112847, DULUTH, MN 55811-2847

Mortgage

Document Number	00T1016492
Date	Oct 22, 2019
Instrument	T1016492

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 21, 2034

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2649 MORRIS THOMAS RD, DULUTH, MN 55811-2847
Document Number	000T989092
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 MORRIS THOMAS RD DULUTH MN 558112847, DULUTH, MN 55811-2847

Mortgage

Document Number	000T989092
Date	Aug 28, 2017
Instrument	T989092

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,874.00 (+7.83%) Homeowner's exemption
2025	$4,520.00 (+3.62%) Homeowner's exemption	$357,900 (+4.25%) Land $43,800 Building $314,100	$357,900 (+4.25%) Land $43,800 Building $314,100
2024	$4,362.00	$343,300 (+13.98%) Land $54,400 Building $288,900	$343,300 (+13.98%) Land $54,400 Building $288,900
2022		$301,200 Land $62,000 Building $239,200	$301,200 Land $62,000 Building $239,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

2649 Morris Thomas Rd, Duluth, MN 55811 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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