2544 Morris Thomas Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 2544 Morris Thomas Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,302 sqft · built 1954
Lot Size	0.22 acres (9,582 sqft)
Owner	Individual Name on File
Last Sale	$179,400 (Jul 2017)
Tax Bill	$3,330 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0261-00030`

Property Details

APN / Parcel Number

Primary APN	`010-0261-00030`
Alternative APN	`1034426`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,302 sqft Gross Area
1st Floor Area	868 sqft
Basement Area	525 sqft
Finished Basement	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	9,582 sqft (0.22 acres)
Garage Area	294 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	220 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1034426
Street Address	2544 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55811-3264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:001 SERIAL #
Legal Subdivision	BEVERLY HILL ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2003
Census Tract	2300

Owner

Source: St. Louis County records · APN 010-0261-00030

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2544 MORRIS THOMAS RD, DULUTH, MN 55811-3264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Prior Sale	Dec 05, 2007 · Amount on Record
Deed Document Number	2017987390
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 19, 2017
Property Address	2544 MORRIS THOMAS RD, DULUTH, MN 55811-3264
Document Number	000T987390
Instrument Date	Jul 07, 2017
Instrument	T987390
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2544 MORRIS THOMAS RD DULUTH MN 558113264, DULUTH, MN 55811-3264

Mortgage

Document Number	T987391
Date	Jul 19, 2017
Instrument	T987391

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,330.00 (+8.19%) Homeowner's exemption
2025	$3,078.00 (+3.36%) Homeowner's exemption	$267,100 (+8.84%) Land $27,600 Building $239,500	$267,100 (+8.84%) Land $27,600 Building $239,500
2024	$2,978.00	$245,400 (+10.59%) Land $34,400 Building $211,000	$245,400 (+10.59%) Land $34,400 Building $211,000
2022		$221,900 Land $39,200 Building $182,700	$221,900 Land $39,200 Building $182,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AirFiber, Verizon.

Based on FCC filings for 314 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Duluth serves 86,859 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.