Putnam County property record for 263 W River Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,315 sqft · built 1953 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,500 (May 2020) |
| Tax Bill | $312 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-09-27-0700-000.0-045.0 |
| Primary APN | 18-09-27-0700-000.0-045.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,315 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Lot Area | 70,567 sqft (1.62 acres) |
| Lot Dimensions | 705 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 384 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 2133 |
|---|---|
| Street Address | 263 W RIVER RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-8006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BODINE + POWERS S/D MB4 P7, LO |
| Legal Range | 27E |
| Legal Township | 09S |
| Legal Section | 18 |
| Legal Subdivision | BODINE + POWERS S/D |
| Legal Lot Number | 45 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950100 |
Source: Putnam County records · APN 18-09-27-0700-000.0-045.0
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 263 W RIVER RD, PALATKA, FL 32177-8006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · VA Mortgage VYSTAR CU |
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| May 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on Record |
| Deed Sale | May 18, 2020 · Amount on Record |
| Prior Sale | Nov 07, 2012 · Amount on Record |
| Deed Document Number | 202054008327 |
| Deed Book / Page | 1577 / 179 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 263 W RIVER RD, PALATKA, FL 32177-8006 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 263 W RIVER RD, PALATKA, FL 32177-8006 |
| Document Number | 0016530430 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 1653/430 |
| Instrument | 202254001943 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 263 W RIVER RD, PALATKA, FL 32177-8006 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 263 W RIVER RD, PALATKA, FL 32177-8006 |
| Document Number | 0016620697 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 1662/697 |
| Instrument | 202254007771 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | May 18, 2020 |
| Property Address | 263 W RIVER RD, PALATKA, FL 32177-8006 |
| Document Number | 0015770179 |
| Book / Page | 1577 / 179 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | May 15, 2020 |
| Instrument | 202054008327 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,047.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55684 TIMBERS EDGE DR, 55684, SHELBY TOWNSHIP, MI 48316-5364 |
| Name | Verified Name |
|---|---|
| Address | 263 W RIVER RD, PALATKA, FL 32177-8006 |
| Document Number | 1577181 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 1577/181 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312.00 (-90.77%) Senior Citizen's exemption | $301,490 (+27.39%) | $490,330 (+52.97%) Land $220,400 Building $269,930 |
| 2023 | $3,381.00 (+5.52%) Senior Citizen's exemption | $236,660 (+3%) | $320,550 (+2.79%) Land $185,600 Building $134,950 |
| 2022 | $3,204.00 Senior Citizen's exemption | $229,770 | $311,840 Land $185,600 Building $126,240 |
Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 12 (2004–2017) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 27 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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