San Diego County property record for 263 Neptune Way, Oceanside, CA 92054
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,562 sqft · built 2003 |
| Lot Size | 0.689 acres (30,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (May 2023) |
| Tax Bill | $11,593 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143-225-15-11 |
| Primary APN | 143-225-15-11 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,562 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Lot Area | 30,020 sqft (0.689 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 263 NEPTUNE WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-0607 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | D-5 |
| Legal Description | PAR B US 11PER DOC01-786357&UND INT IN PAR A&IN TR 014233 |
| Legal Subdivision | NEPTUNE POINTE CONDO PROJECT |
| Legal Tract | 014233 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 18301 |
263 Neptune Way, a condominium, is owned and occupied by two individuals who bought it in May 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 263 NEPTUNE WAY, OCEANSIDE, CA 92054-0607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU |
| May 10, 2023 | Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on File |
| Deed Sale | May 10, 2023 · Amount on File |
| Prior Sale | Aug 10, 2012 · Amount on File |
| Deed Document Number | 2023121856 |
| Prior Transfer Date | Jun 14, 2013 |
| Prior Transfer Doc | 0000427014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 263 NEPTUNE WAY, OCEANSIDE, CA 92054-0607 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 263 NEPTUNE WAY, OCEANSIDE, CA 92054-0607 |
| Document Number | 0000351150 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025-0351150 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 10, 2023 |
| Property Address | 263 NEPTUNE WAY, OCEANSIDE, CA 92054-0607 |
| Document Number | 0000121856 |
| Map Reference | MAP 14233 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023-0121856 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 263 NEPTUNE WAY, OCEANSIDE, CA 92054-0607 |
| Document Number | 0000121857 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2023-0121857 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 263 Neptune Way was $11,593 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,061,207 (+2%) Land $764,069 Building $297,138 | |
| 2025 | $11,593.00 Homeowner's exemption | $1,040,400 Land $749,088 Building $291,312 |
| 2023 | $6,559.00 (+1.53%) | $589,424 Land $407,155 Building $182,269 |
| 2022 | $6,460.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 263 Neptune Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 units insured incl. 37 condo units |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2010 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 263 Neptune Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.
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