254 Neptune Way, Oceanside, CA 92054 Property Records

San Diego County property record for 254 Neptune Way, Oceanside, CA 92054

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,853 sqft · built 2003
Lot Size0.689 acres (30,020 sqft)
OwnerCompany Name on File
Last Sale$570,000 (Jan 2013)
Tax Bill$7,810 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN143-225-15-04

Property Details

APN / Parcel Number

Primary APN143-225-15-04

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,853 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Lot Area30,020 sqft (0.689 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address254 NEPTUNE WAY
CityOCEANSIDE
StateCA
Zip92054-1944
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeD-5
Legal DescriptionPAR B US 4 PER DOC01-786357&UND INT IN PAR A&IN TR 014233
Legal SubdivisionNEPTUNE POINTE CONDO PROJECT
Legal Tract014233
Legal Block2
Legal Lot NumberA,B
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2009
Census Tract18301

Owner

254 Neptune Way, a condominium, is owned by a company that acquired it in September 2014 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address254 NEPTUNE WAY, OCEANSIDE, CA 92054-1944
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2013 · Amount on File
Deed SaleJan 29, 2013 · Amount on File
Prior SaleApr 5, 2004 · Amount on File
Deed Document Number201362200
Last Transfer DateSep 23, 2014
Transfer Doc0000427360
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address254 NEPTUNE WAY, OCEANSIDE, CA 92054-1944
Transaction TypeMortgage
Record UpdatedNov 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 NEPTUNE WAY, OCEANSIDE, CA 92054-1944

Mortgage

Document Number0000757930
DateNov 1, 2021
Instrument2021-0757930
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 254 Neptune Way was $7,810 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$715,940 (+2%) Land $364,251 Building $351,689
2025$7,810.00 Homeowner's exemption$701,903 Land $357,109 Building $344,794
2023$7,423.00 (+1.55%) Homeowner's exemption$674,649 Land $343,243 Building $331,406
2022$7,310.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 254 Neptune Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies53 units insured
incl. 37 condo units
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2010 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 254 Neptune Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Neptune Way

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