258 Neptune Way, Oceanside, CA 92054 Property Records

San Diego County property record for 258 Neptune Way, Oceanside, CA 92054

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,562 sqft · built 2003
Lot Size	0.689 acres (30,020 sqft)
Owner	Individual Name on Record
Last Sale	$572,500 (Dec 2015)
Tax Bill	$7,618 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`143-225-15-06`

Property Details

APN / Parcel Number

Primary APN	`143-225-15-06`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,562 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	30,020 sqft (0.689 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	258 NEPTUNE WAY
City	OCEANSIDE
State	CA
Zip	92054-1944
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	D-5
Legal Description	PAR B US 6 PER DOC01-786357&UND INT IN PAR A&IN TR 014233
Legal Subdivision	NEPTUNE POINTE CONDO PROJECT
Legal Tract	014233
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	18301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	258 NEPTUNE WAY, OCEANSIDE, CA 92054-1944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 17, 2019	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2015 · Amount on Record
Deed Sale	Dec 22, 2015 · Amount on Record
Prior Sale	Apr 5, 2002 · Amount on Record
Deed Document Number	2015652346
Prior Transfer Date	Dec 17, 2015
Prior Transfer Doc	0000652347
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	258 NEPTUNE WAY, OCEANSIDE, CA 92054-1944
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 NEPTUNE WAY, OCEANSIDE, CA 92054-1944

Mortgage

Document Number	0000185768
Date	Mar 10, 2021
Instrument	2021-0185768

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	258 NEPTUNE WAY, OCEANSIDE, CA 92054-1944
Document Number	0000416295
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	258 NEPTUNE WAY OCEANSIDE CA 920541944, OCEANSIDE, CA 92054-1944

Mortgage

Document Number	0000416295
Date	Sep 23, 2019
Instrument	416295

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$691,272 (+2%) Land $482,986 Building $208,286
2025	$7,618.00 (+5.16%)	$677,718 (+4.04%) Land $473,516 Building $204,202
2023	$7,244.00 (+1.53%)	$651,404 Land $455,130 Building $196,274
2022	$7,135.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 units insured incl. 37 condo units
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2010 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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