263 Harbor Vw, Coldwater, MI 49036 Property Records

Branch County property record for 263 Harbor Vw, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2023)
Tax Bill	$5,512 (2025)
Deeds & Mortgages	Sep 2023 Sale Oct 2022 Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`030-029-300-070-00`

Property Details

APN / Parcel Number

Primary APN	`030-029-300-070-00`

Exterior

Lot Area	27,007 sqft (0.62 acres)

Location & Zoning

Street Address	263 HARBOR VW
City	COLDWATER
State	MI
Zip	49036-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRIARD TWP/T5S R6W, SEC 29: COM AT SE COR OF LOT 11 OF NEIBLES LD NO 2 PLAT, T H N 89DEG 59MIN 06SEC W 129.18 FT, TH S 65 FT,
Legal Subdivision	NEIBLES LANDING #2 SUBDIVISION
Legal Lot Number	11
Jurisdiction	BRANCH MI
Township / Civil Division	GIRARD
Census Block Group	3
Census Block	3014
Census Tract	950100

Owner

Source: Branch County records · APN 030-029-300-070-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4028 U DR S, ATHENS, MI 49011-9329
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 05, 2023	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY
Oct 05, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTURY BANK & TRUST
Jun 28, 2017	Intrafamily Transfer, Transfer
Mar 09, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2023 · Amount on Record
Deed Sale	Sep 05, 2023 · Amount on Record
Deed Document Number	20234814
Prior Transfer Date	Jun 21, 2017
Prior Transfer Doc	201704421
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 05, 2023
Property Address	263 HARBOR VW, COLDWATER, MI 49036-7213
Document Number	0202304814
Instrument Date	Aug 23, 2023
Instrument	2023-04814
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30620 STEINHAUER ST, WESTLAND, MI 48186-9012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 U DR S, ATHENS, MI 49011-9329

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	263 HARBOR VW, COLDWATER, MI 49036-7213
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 HARBOR VW, COLDWATER, MI 49036-7213

Mortgage

Document Number	0202206713
Date	Oct 05, 2022
Instrument	2022-06713

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2027
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	12.8%

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jun 28, 2017
Property Address	263 HARBOR VW, COLDWATER, MI 49036-7213
Document Number	201704421
Instrument Date	Jun 21, 2017
Instrument	2017-04421
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	263 HARBOR VW, COLDWATER, MI 49036-7213

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Mar 09, 2017
Property Address	263 HARBOR VW, COLDWATER, MI 49036-7213
Document Number	201701463
Instrument Date	Jan 26, 2017
Instrument	2017-01463
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	263 HARBOR VW, 263, COLDWATER, MI 49036-7213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 HARBOR VW, COLDWATER, MI 49036-7213

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Girard Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,900 (+12.84%)	$437,800 (+12.84%)
2025	$5,512.00 (-0.51%)	$194,000 (+8.77%)	$388,000 (+8.77%)
2024	$5,540.00
2023		$178,350	$356,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239501003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	927.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jul 2021, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

263 Harbor Vw, Coldwater, MI 49036 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Harbor Vw

Nearby Streets

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