Branch County property record for 247 Harbor Vw, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,000 (Jun 2025) |
| Tax Bill | $1,199 (2025) |
| Deeds & Mortgages | Jul 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 030-029-300-045-00 |
| Primary APN | 030-029-300-045-00 |
|---|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|
| Street Address | 247 HARBOR VW |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-7213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GIRARD TWP/T5S R6W, SEC 29: COMM S 40 FT & S89DEG 59'06 E 120.00 FT FROM SW COR LOT 5 OF NEIBLES LANDING NO. 2 |
| Legal Subdivision | NEIBLES LANDING |
| Legal Lot Number | 5 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | GIRARD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950100 |
247 Harbor Vw is owned by two individuals who bought it in June 2025.
Source: Branch County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1301 E MAIN ST, MONTPELIER, OH 43543-1248 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on File |
| Deed Sale | Jun 2, 2025 · Amount on File |
| Prior Sale | Jul 3, 2018 · Amount on File |
| Deed Document Number | 20253270 |
| Prior Transfer Date | Jun 29, 2018 |
| Prior Transfer Doc | 201804342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 3, 2018 |
| Property Address | 247 HARBOR VW, COLDWATER, MI 49036-7213 |
| Document Number | 201804342 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018-04342 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 247 HARBOR VW, COLDWATER, MI 49036-7213 |
| Document Number | 201804343 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 2018-04343 |
| Name | STERLAND JAY GIBSON |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 247 Harbor Vw was $1,199, up 2.5% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Girard Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,500 (+22.63%) | $71,000 (+22.63%) | |
| 2025 | $1,199.00 (+2.48%) | $28,950 | $57,900 |
| 2024 | $1,170.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 247 Harbor Vw in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 927.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2008–2021) |
| Most Recent Claim | Jul 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 247 Harbor Vw is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
5G (outdoors only) and 4G LTE
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