226 Cedar St, Cedar Springs, MI 49319 Property Records

Kent County property record for 226 Cedar St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,188 sqft · built 1950
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2026)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`41-02-36-208-002`

Property Details

APN / Parcel Number

Primary APN	`41-02-36-208-002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	264 ft deep x 66 ft wide
Garage Area	763 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	226 CEDAR ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 3 & 6 BLK 80 * VILLAGE OF CEDAR SPRINGS
Legal Subdivision	VILLAGE OF CEDAR SPRINGS
Legal Block	80
Legal Lot Number	3,6
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1027
Census Tract	10200

Owner

226 Cedar St is owned by two individuals who bought it in July 2026.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14895 RED PINE DR, KENT CITY, MI 49330-9196
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE
Jan 8, 2026	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Jan 8, 2026 · Amount on File
Deed Document Number	202650619
Prior Transfer Date	Jan 30, 2014
Prior Transfer Doc	0000082967
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 27, 2026
Property Address	226 CEDAR ST, CEDAR SPRINGS, MI 49319-9460
Document Number	0000050619
Instrument Date	Jul 21, 2026
Instrument	202650619
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185,587.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14895 RED PINE DR, KENT CITY, MI 49330-9196

Mortgage

Document Number	0000050620,
Date	Jul 27, 2026
Instrument	20262750620

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

January 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 8, 2026
Property Address	226 CEDAR ST, CEDAR SPRINGS, MI 49319-9460
Document Number	0000001411
Instrument Date	Dec 30, 2025
Instrument	20260108-0001411
Transaction Type	Construction Loan
Record Updated	Feb 3, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 CEDAR ST, CEDAR SPRINGS, MI 49319-9460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16230 152ND AVE, SPRING LAKE, MI 49456-2202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001412
Date	Jan 8, 2026
Instrument	20260108-0001412

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 226 Cedar St was $1,947.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,000 (+6.34%)	$198,000 (+6.34%)
2025	$1,947.00	$93,100	$186,200
2023		$74,600	$149,200
2019	$1,593.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 226 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures