26294 Montera Loop NE, Kingston, WA 98346 Property Records

Kitsap County property record for 26294 Montera Loop NE, Kingston, WA 98346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,266 sqft · built 1994
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$157,650 (Jun 1994)
Tax Bill	$5,917 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5222-000-058-0002`

Property Details

APN / Parcel Number

Primary APN	`5222-000-058-0002`
Alternative APN	`2165363`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,266 sqft Living Area
Gross Area	2,818 sqft
1st Floor Area	630 sqft
2nd Floor Area	762 sqft
Basement Area	598 sqft
Finished Basement	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	194 sqft
Patio Area	662 sqft
Canopy	122 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	26294 MONTERA LOOP NE
City	KINGSTON
State	WA
Zip	98346-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	LOT 58, KINGSTON HILL DIVISION 2, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 27 OF PLATS, PAGES 88 THROUGH 92, INCLUSIVE, IN KITSAP COUNTY. SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	2E
Legal Township	27
Legal Section	26
Legal Subdivision	KINGSTON HILL DIVISION 2
Legal Block	3
Legal Lot Number	58
Jurisdiction	KITSAP WA
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3016
Census Tract	90102

Owner

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26294 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage KITSAP CU
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MEMBERS MTG
Aug 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MEMBERS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 1994 · Amount on Record
Deed Sale	Jun 20, 1994 · Amount on Record
Deed Document Number	1994333
Deed Book / Page	811 / 69
Last Transfer Date	Jul 31, 2019
Transfer Doc	0000000216
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26294 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0011300271
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	PACIFIC NW TITLE SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	26294 MONTERA LOOP NE KINGSTON WA 983469442, KINGSTON, WA 98346-9442

Mortgage

Document Number	0011300271
Date	Nov 30, 2020
Instrument	202011300271

Lender

Name	KITSAP CU
Address	BREMERTON, WA 98337-5606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26294 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0011190096
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	PACIFIC NW TITLE SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	26294 MONTERA LOOP NE KINGSTON WA 983469442, KINGSTON, WA 98346-9442

Mortgage

Document Number	0011190096
Date	Nov 19, 2019
Instrument	201911190096

Lender

Name	CREDIT UNION MEMBERS MTG
Type	Credit Union
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KITSAP WA
Recording Date	Aug 5, 2019
Property Address	26294 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0008050216
Instrument Date	Jul 31, 2019
Instrument	201908050216
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26294 MONTERA LOOP NE KINGSTON WA 983469442, KINGSTON, WA 98346-9442

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26294 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0002150115
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2017
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26294 MONTERA LOOP NE KINGSTON WA 983469442, KINGSTON, WA 98346-9442

Mortgage

Document Number	0002150115
Date	Feb 15, 2017
Instrument	201702150115

Lender

Name	CREDIT UNION MEMBERS MTG
Type	Credit Union
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2032

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	North Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$634,200 (-) Land $132,560 Building $501,640	$634,200 (-) Land $132,560 Building $501,640
2026	$5,917.00 (+4.99%)	$634,200 (-2.6%) Land $132,560 Building $501,640	$634,200 (-2.6%) Land $132,560 Building $501,640
2024	$5,636.00 (+5.03%)	$651,100 (+6.65%) Land $118,350 Building $532,750	$651,100 (+6.65%) Land $118,350 Building $532,750
2023	$5,366.00	$610,490 Land $103,110 Building $507,380	$610,490 Land $103,110 Building $507,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PENINSULA serves 16,449 people · EPA ID WA5305122
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Kitsap PUD.

Cell Coverage

5G (outdoors only) and 4G LTE

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