2629 Howells Mill Rd, Ona, WV 25545 Property Records

Cabell County property record for 2629 Howells Mill Rd, Ona, WV 25545

Property Summary

Property Type	Mobile Home
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Tax Bill	$757 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-31-0015.0004`

Property Details

APN / Parcel Number

Primary APN	`10-31-0015.0004`
Alternative APN	`06-10-31-0015.0004`

Exterior

Architectural Style	Mobile Home
Lot Area	80,150 sqft (1.84 acres)
Terrain	Above Road/Slope
Shed	1 Shed

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2629 HOWELLS MILL RD
City	ONA
State	WV
Zip	25545-7569
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.84 AC ARTHUR ESTEP PROP 2629 HOWELLS MILL RD ONA
Jurisdiction	CABELL WV
Township / Civil Division	3
Census Block Group	2
Census Block	2009
Census Tract	10702

Owner

2629 Howells Mill Rd, a mobile home, is owned and occupied by two individuals who acquired it in December 2014.

Source: Cabell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2629 HOWELLS MILL RD, ONA, WV 25545-7569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage WEST VIRGINIA HOUSING DEV FUND
Sep 9, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 18, 2014
Transfer Doc	001315/702
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Recording Date	Sep 9, 2026
Property Address	2629 HOWELLS MILL RD, ONA, WV 25545-7569
Document Number	0006270386
Book / Page	3051 / 557
Instrument Date	Sep 2, 2026
Instrument	20266270386
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	BESTITLE AGENCY INC, BESTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2629 HOWELLS MILL RD, ONA, WV 25545-7569

Mortgage

Document Number	0006270386,
Date	Sep 9, 2026
Book Page	3051/557
Instrument	20266270386

Lender

Name	WEST VIRGINIA HOUSING DEV FUND

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Recording Date	Sep 9, 2026
Property Address	2629 HOWELLS MILL RD, ONA, WV 25545-7569
Document Number	0006270385
Book / Page	3051 / 530
Instrument Date	Sep 2, 2026
Instrument	20266270385
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	BESTITLE AGENCY INC, BESTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 GLENWOOD ST, MILTON, WV 25541-1309

Mortgage

Document Number	0006270385,
Date	Sep 9, 2026
Book Page	3051/530
Instrument	20266270385

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 2629 Howells Mill Rd was $757, up 3.8% from the year before.

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$757.00 (+3.84%)	$55,860 (+4.72%) Land $18,960 Building $36,900	$93,100 (+4.72%) Land $31,600 Building $61,500
2025	$729.00	$53,340 Land $17,340 Building $36,000	$88,900 Land $28,900 Building $60,000
2023	$675.00 (-48.94%)	$49,140 (+2.76%) Land $14,340 Building $34,800	$81,900 (+2.76%) Land $23,900 Building $58,000
2022	$1,322.00	$47,820 Land $14,340 Building $33,480	$79,700 Land $23,900 Building $55,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2629 Howells Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2629 Howells Mill Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 49% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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