2755 Howells Mill Rd, Ona, WV 25545 Property Records

Cabell County property record for 2755 Howells Mill Rd, Ona, WV 25545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1968
Lot Size	2.64 acres (114,998 sqft)
Owner	2 Individual Names on File
Tax Bill	$792 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-31-0015.0002`

Property Details

APN / Parcel Number

Primary APN	`10-31-0015.0002`
Alternative APN	`06-10-31-0015.0002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	2,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	114,998 sqft (2.64 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2755 HOWELLS MILL RD
City	ONA
State	WV
Zip	25545-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.64 AC ARTHUR ESTEP PROP 2755 HOWELLS MILL RD ONA
Legal Block	2
Jurisdiction	CABELL WV
Township / Civil Division	3
Census Block Group	2
Census Block	2009
Census Tract	10702

Owner

Source: Cabell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2755 HOWELLS MILL RD, ONA, WV 25545-9682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Nov 30, 2022
Property Address	2755 HOWELLS MILL RD, ONA, WV 25545-9682
Document Number	001475/425
Book / Page	1475 / 425
Map Reference	DB 1468 PG 734
Instrument Date	Nov 18, 2022
Instrument	6149284
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2755 HOWELLS MILL RD, ONA, WV 25545-9682

Mortgage

Document Number	0006149285
Date	Nov 30, 2022
Instrument	6149285

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$792.00 (+4.49%)	$58,500 (+5.52%) Land $19,380 Building $39,120	$97,500 (+5.52%) Land $32,300 Building $65,200
2025	$758.00 (+7.98%)	$55,440 (+8.45%) Land $17,700 Building $37,740	$92,400 (+8.45%) Land $29,500 Building $62,900
2023	$702.00 (+78.17%)	$51,120 (+5.32%) Land $14,640 Building $36,480	$85,200 (+5.32%) Land $24,400 Building $60,800
2022	$394.00 Homeowner's exemption	$48,540 Land $14,640 Building $33,900	$80,900 Land $24,400 Building $56,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35