2518 Howells Mill Rd, Ona, WV 25545 Property Records

Cabell County property record for 2518 Howells Mill Rd, Ona, WV 25545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,310 sqft · built 1995
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Jul 2025)
Tax Bill	$2,001 (2026)
Deeds & Mortgages	Jul 2025 Sale Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-31-0009.0012`

Property Details

APN / Parcel Number

Primary APN	`10-31-0009.0012`
Alternative APN	`06-10-31-0009.0012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,310 sqft Living Area
1st Floor Area	3,240 sqft
Basement Area	690 sqft
Finished Basement	690 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	102,366 sqft (2.35 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2518 HOWELLS MILL RD
City	ONA
State	WV
Zip	25545-7219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.35 AC MUD RIV 2518 HOWELLS MILL RD
Legal Subdivision	HOWELLS MILL ROAD
Jurisdiction	CABELL WV
Township / Civil Division	3
Census Block Group	2
Census Block	2008
Census Tract	10702

Owner

2518 Howells Mill Rd is owned by two individuals who bought it in July 2025.

Source: Cabell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1016 HOWELL MILL RD, ONA, WV 25545
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed, Transfer
Dec 8, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT COM LLC
Nov 27, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Nov 27, 2018 · Amount on File
Deed Document Number	20256235421
Deed Book / Page	1527 / 347
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Jul 1, 2025
Property Address	2518 HOWELLS MILL RD, ONA, WV 25545-7219
Document Number	001527/347
Book / Page	1527 / 347
Instrument Date	Jun 27, 2025
Instrument	6235421
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2518 HOWELLS MILL RD, ONA, WV 25545-7219

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Dec 8, 2021
Property Address	2518 HOWELLS MILL RD, ONA, WV 25545-7219
Document Number	001454/558
Book / Page	1454 / 558
Map Reference	DB 879 PG 593
Instrument Date	Nov 22, 2021
Instrument	6118092
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3531 HOWELLS MILL RD, ONA, WV 25545-9808

Mortgage

Document Number	0006118093
Date	Dec 8, 2021
Instrument	6118093

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Nov 27, 2018
Property Address	2518 HOWELLS MILL RD, ONA, WV 25545-7219
Document Number	001395/539
Book / Page	1395 / 539
Map Reference	DB 973 PG 710
Instrument Date	Nov 9, 2018
Instrument	5996405
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$1,025.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 HOWELLS MILL RD, ONA, WV 25545-9808

Tax Assessment & Valuation

The 2026 property tax bill for 2518 Howells Mill Rd was $2,001, up 69% from the year before.

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,001.00 (+69%)	$147,700 (+70.51%) Land $21,160 Building $126,540	$246,167 (+70.59%) Land $35,267 Building $210,900
2025	$1,184.00	$86,620 Land $17,620 Building $69,000	$144,300 Land $29,300 Building $115,000
2023	$1,168.00 (-15.18%)	$85,060 (-14.63%) Land $14,560 Building $70,500	$141,700 (-14.64%) Land $24,200 Building $117,500
2022	$1,377.00	$99,640 Land $14,560 Building $85,080	$166,000 Land $24,200 Building $141,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2518 Howells Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2518 Howells Mill Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 49% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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