2624 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 2624 Keady Mill Loop, Kannapolis, NC 28081

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,008 sqft · built 2017
Lot Size0.168 acres (7,318 sqft)
OwnerCompany Name on Record
Last Sale$490,000 (Sep 2021)
Tax Bill$5,745 (2025)
Deeds & MortgagesSep 2021 Sale
Jul 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN04051L0152.000000

Property Details

APN / Parcel Number

Primary APN04051L0152.000000
Alternative APNs
  • 5602 58 7105
  • 117275
  • 148720

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,008 sqft Living Area
Gross Area3,800 sqft
1st Floor Area1,247 sqft
Upper Floors Area1,456 sqft
AtticAttic
Attic Area305 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAsbestos
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area7,318 sqft (0.168 acres)
Garage TypeMixed
Garage Area456 sqft
DrivewayConcrete Driveway
Driveway Area684 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area272 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number148720
Street Address2624 KEADY MILL LOOP
CityKANNAPOLIS
StateNC
Zip28081-6503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-TND
Legal DescriptionLT 2-152 VILLAGE OF KELLSWATER BRIDGE
Legal SubdivisionKELLSWATER BRIDGE
Legal Lot Number2-152
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3004
Census Tract41202

Owner

Source: Cabarrus County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Warranty Deed, Transfer
Jul 1, 2019Loan Modification, Mortgage · FHA Mortgage
CITIZENS BK NA
Jul 1, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Aug 1, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
UWHARRIE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Prior SaleAug 1, 2017 · Amount on Record
Deed Book / Page15511 / 262
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 21, 2021
Property Address2624 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
Document Number15511262
Book / Page15511 / 262
Map ReferenceMB 72 PG 100
Instrument DateSep 21, 2021
Transaction TypeTransfer
Record UpdatedOct 6, 2021

Transaction

AmountAmount Recorded
Tax$980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9411 WALLACE POND DR, 9411, HUNTERSVILLE, NC 28078-2420

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Property Address2624 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
Document Number13660220
Instrument DateJul 1, 2019
Transaction TypeMortgage
Record UpdatedAug 24, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2624 KEADY MILL LOOP KANNAPOLIS NC 280816503, KANNAPOLIS, NC 28081-6503

Mortgage

Document Number13660220
DateAug 14, 2019
Book Page013660/000220
Instrument21187
Lender
NameCITIZENS BK NA
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2624 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
Document Number1362681
Instrument DateJul 1, 2019
Transaction TypeMortgage
Record UpdatedAug 1, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2624 KEADY MILL LOOP KANNAPOLIS NC 280816503, KANNAPOLIS, NC 28081-6503

Mortgage

Document Number1362681
DateJul 26, 2019
Book Page013626/000081
Instrument19050
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2049

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 1, 2017
Property Address2624 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
Document Number126101
Book / Page012610 / 000001
Instrument DateJul 31, 2017
Instrument19702
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2624 KEADY MILL LOOP KANNAPOLIS NC 28081, KANNAPOLIS, NC 28081

Mortgage

Document Number126103
DateAug 1, 2017
Book Page012610/000003
Instrument19703
Lender
NameUWHARRIE BK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,745.00 (+24.06%)$506,010 (+49.69%) Land $92,000 Building $414,010
2024$506,010 (+49.69%) Land $92,000 Building $414,010
2023$4,631.00$338,040 Land $58,000 Building $280,040$338,040 Land $58,000 Building $280,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Hotwire Communications
Fiber
1,000 / 200
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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