Cabarrus County property record for 2609 Keady Mill Loop, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,022 sqft · built 2019 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,000 (Jul 2020) |
| Tax Bill | $4,805 (2023) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04051L0155.000000 |
| Primary APN | 04051L0155.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,022 sqft Living Area |
| Gross Area | 3,786 sqft |
| 1st Floor Area | 1,506 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,934 sqft (0.251 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 480 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 124 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 15541 |
|---|---|
| Street Address | 2609 KEADY MILL LOOP |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-6503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-TND |
| Legal Description | LT 2-155 THE VILLAGE OF KELLSWATER BRIDGE |
| Legal Subdivision | KELLSWATER BRIDGE |
| Legal Lot Number | 2-155 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 41202 |
Source: Cabarrus County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2609 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 21, 2020 | Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU |
| Aug 20, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PLUS RELOCATION MORTGAGE LLC |
| Dec 28, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on Record |
| Deed Sale | Jul 21, 2020 · Amount on Record |
| Prior Sale | Aug 20, 2019 · Amount on Record |
| Deed Book / Page | 14345 / 64 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2609 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2609 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Investor | Possibly a Property Investor |
| Document Number | 0001774110 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 17741/10 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 21, 2020 |
| Property Address | 2609 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Document Number | 0001434564 |
| Book / Page | 14345 / 64 |
| Map Reference | MB 73 PG 74 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $722.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 FINCH RD, 153, WELLFORD, SC 29385-9630 |
| Name | Verified Name |
|---|---|
| Address | 2609 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Document Number | 0001434566 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 14345/66 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 5-Year CMT |
| Margin | 2 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 20, 2019 |
| Property Address | 2609 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Document Number | 0013670256 |
| Book / Page | 13670 / 0256 |
| Map Reference | MB 73 PG 74 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2857 WESTPORT RD, 2857, CHARLOTTE, NC 28208-3647 |
| Name | Verified Name |
|---|---|
| Address | 2609 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Document Number | 0013670258 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 13670/258 |
| Name | PLUS RELOCATION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 28, 2018 |
| Property Address | 2609 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Document Number | 13319147 |
| Book / Page | 013319 / 000147 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 32047 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $409.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647 |
| Investor | Possibly a Property Investor |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,860 (-) Land $92,000 Building $411,860 | ||
| 2025 | $503,860 (+43.67%) Land $92,000 Building $411,860 | ||
| 2024 | $503,860 (+43.67%) Land $92,000 Building $411,860 | ||
| 2023 | $4,805.00 | $350,710 Land $58,000 Building $292,710 | $350,710 Land $58,000 Building $292,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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