Hamilton County property record for 2623 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,582 sqft · built 1921 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,800 (Jun 2018) |
| Tax Bill | $9,442 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0008-0066-00 |
| Primary APN | 046-0008-0066-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 2,436 sqft |
| 1st Floor Area | 854 sqft |
| 2nd Floor Area | 728 sqft |
| Basement Area | 854 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 5,053 sqft (0.116 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2623 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 2623 OBSERVATORY RD 50 X 100 PT LOT 20 NILES PARK SUB |
| Legal Subdivision | NILES PARK SUB |
| Legal Lot Number | 20 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4900 |
Source: Hamilton County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2623 OBSERVATORY AVE, CINCINNATI, OH 45208-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Oct 5, 2022 | Transfer on Death Deed, Transfer |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP |
| Mar 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Prior Sale | May 30, 2014 · Amount on Record |
| Deed Document Number | 201850004 |
| Last Transfer Date | Mar 22, 2019 |
| Transfer Doc | 0000021621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2623 OBSERVATORY AVE, CINCINNATI, OH 45208-2007 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000033985 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 14920/1306 |
| Instrument | 2023-0033985 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 5, 2022 |
| Property Address | 2623 OBSERVATORY AVE, CINCINNATI, OH 45208-2007 |
| Document Number | 0000093916 |
| Book / Page | 14766 / 4 |
| Map Reference | MB 14 PG 81 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022-0093916 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2623 OBSERVATORY AVE, CINCINNATI, OH 45208-2007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2623 OBSERVATORY AVE, CINCINNATI, OH 45208-2007 |
| Document Number | 0000090349 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2623 OBSERVATORY AVE CINCINNATI OH 452082007, CINCINNATI, OH 45208-2007 |
| Document Number | 0000090349 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 014248/000142 |
| Instrument | 90349 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 25, 2019 |
| Property Address | 2623 OBSERVATORY AVE, CINCINNATI, OH 45208-2007 |
| Document Number | 0000021621 |
| Book / Page | 013881 / 000703 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 21621 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2623 OBSERVATORY AVE CINCINNATI OH 452082007, CINCINNATI, OH 45208-2007 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 12, 2018 |
| Property Address | 2623 OBSERVATORY AVE, CINCINNATI, OH 45208-2007 |
| Document Number | 0000050004 |
| Book / Page | 013687 / 001078 |
| Instrument Date | May 31, 2018 |
| Instrument | 50004 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,058.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2623 OBSERVATORY AVE CINCINNATI OH 452082007, CINCINNATI, OH 45208-2007 |
| Document Number | 50005 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 013687/001080 |
| Instrument | 50005 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.74% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,442.00 (+3.13%) | $153,430 (-) Land $74,190 Building $79,240 | $438,370 (-) Land $211,970 Building $226,400 |
| 2024 | $9,155.00 (-2.21%) | $153,430 (-) Land $74,190 Building $79,240 | |
| 2023 | $9,362.00 (+11.44%) | $153,430 (+24.25%) Land $74,190 Building $79,240 | $438,370 (+24.25%) Land $211,970 Building $226,400 |
| 2022 | $8,401.00 Homeowner's exemption | $123,481 Land $54,184 Building $69,297 | |
| 2020 | $352,800 Land $154,810 Building $197,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures