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  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Ocean Cay Blvd

228 Ocean Cay Blvd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 228 Ocean Cay Blvd, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,033 sqft · built 2015
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$334,990 (Mar 2016)
Tax Bill$334 (2025)
Deeds & MortgagesOct 2022 Second Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN162881-0290

Property Details

APN / Parcel Number

Primary APN162881-0290

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,033 sqft Living Area
Gross Area2,715 sqft
1st Floor Area2,033 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area466 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address228 OCEAN CAY BLVD
CitySAINT AUGUSTINE
StateFL
Zip32080-4802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description71/23-28 OCEAN CAY LOT 29 OR4166/1982 & 4483/1437(Q/C)
Legal Range30E
Legal Township07S
Legal Section33
Legal SubdivisionOCEAN CAY
Legal Block1
Legal Lot Number29
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3016
Census Tract21408

Owner

Source: St. Johns County records · APN 162881-0290

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address228 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Oct 27, 2020Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Dec 28, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2016 · Amount on Record
Deed SaleMar 28, 2016 · Amount on Record
Deed Document Number201618041
Deed Book / Page4166 / 1982
Last Transfer DateDec 28, 2017
Transfer Doc0044831437
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address228 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4802
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4802

Mortgage

Document Number0056471496
DateOct 12, 2022
Book Page5647/1496
Instrument2022095541
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address228 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4802
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4802

Mortgage

Document Number0050820175
DateOct 27, 2020
Book Page5082/175
Instrument2020095684
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateDec 28, 2017
Property Address228 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4802
Document Number0044831437
Book / Page004483 / 001437
Instrument DateDec 28, 2017
Instrument87976
Transaction TypeTransfer
Record UpdatedJan 10, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 OCEAN CAY BLVD ST AUGUSTINE FL 320804802, ST AUGUSTINE, FL 32080-4802

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$347,532 (+2.7%)$501,156 (-8.53%) Land $135,000 Building $366,156
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$338,395 (+2.9%)$547,891 (+3.55%) Land $135,000 Building $412,891
2024$254.00 Disabled Person's exemption Veteran's exemption$328,858 (+3%)$529,109 (+8.8%) Land $122,000 Building $407,109
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$319,280 (+3%)$486,333 (+3.29%) Land $122,000 Building $364,333
2022$236.00 Disabled Person's exemption Veteran's exemption$309,981$470,852 Land $117,600 Building $353,252

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 429 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies653 units insured
224 under condo master policies
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35

May also be available at this address: IQ Fiber Intermediate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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