262 Michael Cox Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 262 Michael Cox Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,846 sqft · built 2018
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on Record
Last Sale	$860,000 (Jun 2021)
Tax Bill	$7,752 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`240-670-060-000`

Property Details

APN / Parcel Number

Primary APN	`240-670-060-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,846 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,800 sqft (0.133 acres)
Garage Type	Mixed
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	262 MICHAEL COX LN
City	TRACY
State	CA
Zip	95377-1174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07-FM PT OF 240-050-01 PER SOUTHGATE UNIT NO 1
Legal Subdivision	SOUTHGATE
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1004
Census Tract	5212

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	262 MICHAEL COX LN, TRACY, CA 95377-1174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Jun 1, 2021	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Nov 25, 2020	Deed of Trust, Mortgage · VA Mortgage DPS FINANCIAL SERVICES INC
Jun 18, 2019	Deed of Trust, Mortgage · VA Mortgage DPS FINANCIAL SERVICES INC
Mar 1, 2018	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	2021-094810
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	262 MICHAEL COX LN, TRACY, CA 95377-1174
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 MICHAEL COX LN, TRACY, CA 95377-1174

Mortgage

Document Number	0000040884
Date	Mar 29, 2022
Instrument	2022-040884

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 1, 2021
Property Address	262 MICHAEL COX LN, TRACY, CA 95377-1174
Document Number	0000094810
Map Reference	MB 40 PG 94
Instrument Date	May 24, 2021
Instrument	2021-094810
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	262 MICHAEL COX LN, TRACY, CA 95377-1174
Investor	Possibly a Property Investor

Mortgage

Document Number	0000094811
Date	Jun 1, 2021
Instrument	2021-094811

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000094812
Date	Jun 1, 2021
Instrument	2021-094812

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	262 MICHAEL COX LN, TRACY, CA 95377-1174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 MICHAEL COX LN, TRACY, CA 95377-1174

Mortgage

Document Number	0000165021
Date	Nov 25, 2020
Instrument	2020-165021

Lender

Name	DPS FINANCIAL SERVICES INC
Type	Lending Institution
Address	SAN JUAN CAPISTRANO, CA 92675

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	262 MICHAEL COX LN, TRACY, CA 95377-1174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 MICHAEL COX LN, TRACY, CA 95377-1174

Mortgage

Document Number	0000063712
Date	Jun 18, 2019
Instrument	2019-063712

Lender

Name	DPS FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	SAN JUAN CAPISTRANO, CA 92675

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 1, 2018
Property Address	262 MICHAEL COX LN, TRACY, CA 95377-1174
Document Number	0000023186
Instrument Date	Feb 8, 2018
Instrument	23186
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$649.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	262 MICHAEL COX LN TRACY CA 953771174, TRACY, CA 95377-1174

Mortgage

Document Number	23187
Date	Mar 1, 2018
Instrument	23187

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,752.00 (+10.22%)	$670,822 (+4.04%) Land $216,184 Building $454,638
2023	$7,033.00 (+2.06%)	$644,776 Land $207,791 Building $436,985
2022	$6,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Michael Cox Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures