313 Michael Cox Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 313 Michael Cox Ln, Tracy, CA 95377 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,369 sqft · built 2018
Lot Size0.165 acres (7,221 sqft)
OwnerIndividual Name on File
Last Sale$925,000 (Jan 2026)
Tax Bill$9,041 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Apr 2020 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN240-670-160-000

Property Details

APN / Parcel Number

Primary APN240-670-160-000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,369 sqft Living Area

Exterior

Year BuiltBuilt 2018
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,221 sqft (0.165 acres)
Garage TypeMixed
Garage Area573 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address313 MICHAEL COX LN
CityTRACY
StateCA
Zip95377-1175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description07-FM PT OF 240-050-01 PER SOUTHGATE UNIT NO 1
Legal SubdivisionSOUTHGATE
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1007
Census Tract5212

Owner

Source: San Joaquin County records · APN 240-670-160-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address313 MICHAEL COX LN, TRACY, CA 95377-1175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 20, 2020Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Jan 15, 2021Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Mar 21, 2019Intrafamily Transfer, Transfer · Line of Credit
TCF NATIONAL BANK
Mar 21, 2019Grant Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2026 · Amount on Record
Deed SaleJan 12, 2026 · Amount on Record
Prior SaleMar 21, 2019
Deed Document Number2026-002413
Record UpdatedJun 08, 2026

January 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 12, 2026
Property Address313 MICHAEL COX LN, TRACY, CA 95377-1175
Document Number0000002413
Map ReferenceMB 40 PG 94
Instrument DateJan 07, 2026
Instrument2026-002413
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 MICHAEL COX LN, TRACY, CA 95377-1175

Mortgage

Document Number0000002414
DateJan 12, 2026
Instrument2026-002414
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address313 MICHAEL COX LN, TRACY, CA 95377-1175
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressSIOUX FALLS, SD 57106

Mortgage

Document Number0000047783
DateApr 20, 2020
Instrument2020-047783
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address313 MICHAEL COX LN, TRACY, CA 95377-1175
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008869
DateJan 15, 2021
Instrument2021-008869
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 23, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address313 MICHAEL COX LN, TRACY, CA 95377-1175
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 MICHAEL COX LN, TRACY, CA 95377-1175

Mortgage

Document Number0000008868
DateJan 15, 2021
Instrument2021-008868
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address313 MICHAEL COX LN, TRACY, CA 95377-1175
Document Number0000047782
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedMay 08, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address313 MICHAEL COX LN TRACY CA 953771175, TRACY, CA 95377-1175

Mortgage

Document Number0000047782
DateApr 20, 2020
Instrument47782
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2050

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateMar 21, 2019
Property Address313 MICHAEL COX LN, TRACY, CA 95377-1175
Document Number0000028080
Map ReferenceDOC2006-206543
Instrument DateMar 18, 2019
Instrument2019-028080
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyFIRST AMER TTL HOME BUILDERS

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 MICHAEL COX LN, TRACY, CA 95377-1175
InvestorPossibly a Property Investor

Mortgage

Document Number0000028082
DateMar 21, 2019
Instrument2019-028082
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 23, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 21, 2019
Property Address313 MICHAEL COX LN, TRACY, CA 95377-1175
Document Number0000028079
Map ReferenceDOC2006-206543
Instrument DateMar 13, 2019
Instrument2019-028079
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyFIRST AMER TTL HOME BUILDERS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address313 MICHAEL COX LN, TRACY, CA 95377-1175
InvestorPossibly a Property Investor

Mortgage

Document Number0000028081
DateMar 21, 2019
Instrument2019-028081
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,041.00 (+10.22%)$783,065 (+4.04%) Land $167,325 Building $615,740
2023$8,203.00 (+2.07%)$752,660 Land $160,829 Building $591,831
2022$8,037.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 628 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Zinnia NetworksFixed Wireless (unlicensed)400 / 80
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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