San Joaquin County property record for 243 Michael Cox Ln, Tracy, CA 95377 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,846 sqft · built 2018 |
| Lot Size | 0.135 acres (5,893 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $632,500 (Dec 2018) |
| Tax Bill | $8,147 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-660-230-000 |
| Primary APN | 240-660-230-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,846 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,893 sqft (0.135 acres) |
| Garage Type | Mixed |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 243 MICHAEL COX LN |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-1174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 07-FM PT OF 240-050-01 PER SOUTHGATE UNIT NO 1 |
| Legal Subdivision | SOUTHGATE UNIT #1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5212 |
Source: San Joaquin County records · APN 240-660-230-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 MICHAEL COX LN, TRACY, CA 95377-1174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 05, 2019 | Deed of Trust, Mortgage · ARM NEWREZ LLC |
| Dec 27, 2018 | Grant Deed, Transfer CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on Record |
| Deed Sale | Dec 27, 2018 · Amount on Record |
| Prior Sale | Jan 09, 2007 · Amount on Record |
| Deed Document Number | 2018-144862 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 243 MICHAEL COX LN, TRACY, CA 95377-1174 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 243 MICHAEL COX LN, TRACY, CA 95377-1174 |
| Document Number | 0000037588 |
|---|---|
| Date | Mar 01, 2021 |
| Instrument | 2021-037588 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 243 MICHAEL COX LN, TRACY, CA 95377-1174 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 243 MICHAEL COX LN, TRACY, CA 95377-1174 |
| Document Number | 0000083258 |
|---|---|
| Date | Aug 05, 2019 |
| Instrument | 2019-083258 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 27, 2018 |
| Property Address | 243 MICHAEL COX LN, TRACY, CA 95377-1174 |
| Document Number | 0000144862 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 144862 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $695.75 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 243 MICHAEL COX LN TRACY CA 953771174, TRACY, CA 95377-1174 |
| Document Number | 144863 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 144863 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 95356 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,147.00 (+10.21%) | $705,264 (+4.04%) Land $167,325 Building $537,939 |
| 2023 | $7,392.00 (+2.06%) | $677,880 Land $160,829 Building $517,051 |
| 2022 | $7,243.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 628 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Zinnia Networks | Fixed Wireless (unlicensed) | 400 / 80 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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