Monmouth County and Middletown Township property record for 262 Harmony Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,594 sqft · built 1955 |
| Lot Size | 0.51 acres (22,229 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Jul 2008) |
| Tax Bill | $9,453 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00574-0000-00005 |
| Primary APN | 32-00574-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,186 sqft |
| Upper Floors Area | 743 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 22,229 sqft (0.51 acres) |
| Lot Dimensions | 190 ft deep x 117 ft wide |
| Garage Type | Built-in |
| Deck Area | 238 sqft |
| Sewer | Connected |
|---|
| Account Number | 7415 |
|---|---|
| Street Address | 262 HARMONY RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | CHERRY TREE TERRACE SEC 01 |
| Legal Block | 574 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800701 |
Source: Monmouth County and Middletown Township records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 262 HARMONY RD, MIDDLETOWN, NJ 07748-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN ONE MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2008 · Amount on Record |
| Deed Sale | Jul 3, 2008 · Amount on Record |
| Deed Document Number | 200874857 |
| Deed Book / Page | 8730 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 1, 2026 |
| Property Address | 262 HARMONY RD, MIDDLETOWN, NJ 07748-1231 |
| Document Number | 0000080163 |
| Book / Page | 9815 / 1553 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202680163 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 262 HARMONY RD, MIDDLETOWN, NJ 07748-1231 |
| Document Number | 0000080163, |
|---|---|
| Date | Oct 1, 2026 |
| Book Page | 9815/1553 |
| Instrument | 202680163 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 262 HARMONY RD, MIDDLETOWN, NJ 07748-1231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0096381850 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 9638/1850 |
| Instrument | 2023019629 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 262 HARMONY RD, MIDDLETOWN, NJ 07748-1231 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0094844240 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 9484/4240 |
| Instrument | 2021028396 |
| Name | LOAN ONE MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,500 (+8.84%) Land $436,100 Building $201,400 | $637,500 (+8.84%) Land $436,100 Building $201,400 | |
| 2025 | $9,453.00 (+7.8%) | $585,700 (+32.6%) Land $386,100 Building $199,600 | $585,700 (+32.6%) Land $386,100 Building $199,600 |
| 2024 | $8,769.00 (+14.43%) | ||
| 2023 | $441,700 Land $292,300 Building $149,400 | $441,700 Land $292,300 Building $149,400 | |
| 2022 | $7,663.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1985–2026) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures