257 Harmony Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 257 Harmony Rd, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,904 sqft · built 1957
Lot Size0.545 acres (23,749 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Dec 2009)
Tax Bill$10,039 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00556-0000-00002

Property Details

APN / Parcel Number

Primary APN32-00556-0000-00002
Alternative APNs
  • 320055600002
  • 8415

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,904 sqft Living Area
1st Floor Area1,904 sqft
Upper Floors Area576 sqft
Basement Area320 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area23,749 sqft (0.545 acres)
Lot Dimensions190 ft deep x 125 ft wide
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number8415
Street Address257 HARMONY RD
CityMIDDLETOWN
StateNJ
Zip07748-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal SubdivisionCLARIDGE MANOR
Legal Block556
Legal Lot Number2
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3019
Census Tract800701

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address257 HARMONY RD, MIDDLETOWN, NJ 07748-1220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Mar 10, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2009 · Amount on Record
Deed SaleDec 30, 2009 · Amount on Record
Deed Document Number2009144110
Deed Book / Page8813 / 5605
Last Transfer DateMar 3, 2022
Transfer Doc0095835086
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address257 HARMONY RD, MIDDLETOWN, NJ 07748-1220
Transaction TypeMortgage
Record UpdatedOct 6, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096158443
DateSep 16, 2022
Book Page9615/8443
Instrument2022094882
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONMOUTH NJ
Recording DateMar 10, 2022
Property Address257 HARMONY RD, MIDDLETOWN, NJ 07748-1220
Document Number0095835086
Book / Page9583 / 5086
Instrument DateMar 3, 2022
Instrument2022028055
Transaction TypeTransfer
Record UpdatedMar 29, 2022
Title CompanyPREMIER OH TITLE COMPANY INC, PREMIER T&E CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address257 HARMONY RD, MIDDLETOWN, NJ 07748-1220

Mortgage

Document Number2022028056
DateMar 10, 2022
Instrument2022028056
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$683,800 (+9.94%) Land $459,900 Building $223,900$683,800 (+9.94%) Land $459,900 Building $223,900
2025$10,039.00 (+1.68%)$622,000 (+28.01%) Land $400,200 Building $221,800$622,000 (+28.01%) Land $400,200 Building $221,800
2024$9,873.00 (+23.41%)
2023$485,900 Land $306,500 Building $179,400$485,900 Land $306,500 Building $179,400
2022$8,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2007–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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