Monmouth County and Middletown Township property record for 255 Harmony Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,267 sqft · built 1957 |
| Lot Size | 0.58 acres (25,270 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,170,000 (Sep 2025) |
| Tax Bill | $14,925 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Aug 2022 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00556-0000-00001 |
| Primary APN | 32-00556-0000-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,267 sqft Living Area |
| 1st Floor Area | 4,267 sqft |
| Upper Floors Area | 2,148 sqft |
| Basement Area | 583 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 25,270 sqft (0.58 acres) |
| Lot Dimensions | 190 ft deep x 133 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Sewer | Connected |
|---|
| Street Address | 255 HARMONY RD |
|---|---|
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Description | ALSO LOT 43 NIT 1A |
| Legal Subdivision | CLARIDGE MANOR |
| Legal Block | 556 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 800701 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 255 HARMONY RD, MIDDLETOWN, NJ 07748-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 3, 2025 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Aug 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED TELETECH FINANCIAL FCU |
| Jun 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED TELETECH FINANCIAL FCU |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC |
| Jan 5, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2004 · Amount on Record |
| Deed Document Number | 202570033 |
| Deed Book / Page | 9754 / 5261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 3, 2025 |
| Property Address | 255 HARMONY RD, MIDDLETOWN, NJ 07748-1220 |
| Document Number | 0097545261 |
| Book / Page | 9754 / 5261 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 2025070033 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $23,332.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 MAIN ST, NORTH MIDDLETOWN, NJ 07748-5944 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 255 HARMONY RD, MIDDLETOWN, NJ 07748-1220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 255 HARMONY RD, MIDDLETOWN, NJ 07748-1220 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0096126161 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 9612/6161 |
| Instrument | 2022088116 |
| Name | UNITED TELETECH FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 30, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 255 HARMONY RD, MIDDLETOWN, NJ 07748-1220 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0095229925 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 9522/9925 |
| Instrument | 2021099831 |
| Name | UNITED TELETECH FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 30, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 255 HARMONY RD, MIDDLETOWN, NJ 07748-1220 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | PUNCTUAL ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0095421725 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 9542/1725 |
| Instrument | 2021136064 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 255 HARMONY RD, MIDDLETOWN, NJ 07748-1220 |
| Document Number | 0000013274 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY |
| Name | Verified Name |
|---|---|
| Address | 255 HARMONY RD MIDDLETOWN NJ 077481220, MIDDLETOWN, NJ 07748-1220 |
| Document Number | 0000013274 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 009395/001386 |
| Instrument | 13274 |
| Name | NEWREZ LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 255 HARMONY RD, MIDDLETOWN, NJ 07748-1220 |
| Document Number | 0000007969 |
| Instrument Date | Jan 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Title Company | QUALITY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 255 HARMONY RD MIDDLETOWN NJ 077481220, MIDDLETOWN, NJ 07748-1220 |
| Document Number | 0000007969 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 009269/005724 |
| Instrument | 7969 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2048 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,165,700 (+26.06%) Land $451,000 Building $714,700 | $1,165,700 (+26.06%) Land $451,000 Building $714,700 | |
| 2025 | $14,925.00 (+1.14%) | $924,700 (+26.57%) Land $392,200 Building $532,500 | $924,700 (+26.57%) Land $392,200 Building $532,500 |
| 2024 | $14,757.00 (+18.98%) | ||
| 2023 | $730,600 Land $300,100 Building $430,500 | $730,600 Land $300,100 Building $430,500 | |
| 2022 | $12,403.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2007–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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