262 Emerald Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 262 Emerald Oaks Dr, Covington, LA 70433

Property Summary

Property Type	Condominium
Details	1,521 sqft · built 2008
Owner	Individual Name on Record
Last Sale	$173,000 (May 2015)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2020 Mortgage + 1 more
APN	`107-808-1036`

Property Details

APN / Parcel Number

Primary APN	`107-808-1036`
Alternative APN	`33137`

Interior

Building Area	1,521 sqft Living Area

Exterior

Year Built	Built 2008
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	107-808-1036
Street Address	262 EMERALD OAKS DR
City	COVINGTON
State	LA
Zip	70433-6137
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 8 EMERALD OAKS CONDOS INST NO 1452794 INST NO 1633597 INST NO 1980207
Legal Subdivision	EMERALD OAKS
Legal Unit	8
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	40607

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	262 EMERALD OAKS DR #8, 8
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage EUREKA HOMESTEAD
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUREKA HOMESTEAD
May 11, 2015	Cash Sale Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2015 · Amount on Record
Deed Sale	May 11, 2015 · Amount on Record
Deed Document Number	1980207
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	262 EMERALD OAKS DR, COVINGTON, LA 70433-6137
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL L LENDERS SOL, FIDELITY NATIONAL LENDER SOL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002235103
Date	Nov 2, 2020
Instrument	2235103

Lender

Name	EUREKA HOMESTEAD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	262 EMERALD OAKS DR, COVINGTON, LA 70433-6137
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002244212
Date	Dec 28, 2020
Instrument	2244212

Lender

Name	SUREKA HOMESTEAD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

May 2015: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 11, 2015
Property Address	262 EMERALD OAKS DR, COVINGTON, LA 70433-6137
Document Number	0001980207
Instrument Date	May 7, 2015
Instrument	1980207
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 N CAUSEWAY BLVD APT C50, C50, MANDEVILLE, LA 70471-6444

Mortgage

Document Number	0001980208
Date	May 11, 2015
Instrument	1980208

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,467.00 (-3.61%) Homeowner's exemption	$19,839 (-) Land $2,500 Building $17,339	$198,388 (-) Land $25,000 Building $173,388
2024	$1,522.00 (+23.44%) Homeowner's exemption	$19,839 (+15.81%) Land $2,500 Building $17,339	$198,388 (+15.81%) Land $25,000 Building $173,388
2023	$1,233.00 Homeowner's exemption	$17,130 (-) Land $2,500 Building $14,630	$171,300 (-) Land $25,000 Building $146,300
2022	$1,233.00 Homeowner's exemption	$17,130 Land $2,500 Building $14,630	$171,300 Land $25,000 Building $146,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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