246 Emerald Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 246 Emerald Oaks Dr, Covington, LA 70433

Property Summary

Property TypeCondominium
Details1,521 sqft · built 2008
OwnerIndividual Name on Record
Last Sale$204,000 (Dec 2021)
Tax Bill$1,467 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2015 Sale & Mortgage
+ 3 more
APN107-808-2710

Property Details

APN / Parcel Number

Primary APN107-808-2710
Alternative APN
  • 33181

Interior

Building Area1,521 sqft Living Area

Exterior

Year BuiltBuilt 2008
Garage Area240 sqft
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number107-808-2710
Street Address246 EMERALD OAKS DR
CityCOVINGTON
StateLA
Zip70433-6137
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 12 EMERALD OAKS CONDO INST NO 1452794 INST NO 1627447 INST NO 1762127 FANNIE MAE INT TO OGGS, LAWRENCE J JR ETAL INST NO
Legal SubdivisionEMERALD OAKS
Legal Unit12
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group2
Census Block2033
Census Tract40607

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address246 EMERALD OAKS DR #12, 12
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Cash Sale Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Mar 5, 2015Deed, Transfer · Stand-Alone First Mortgage
PENTAGON FCU
Mar 3, 2015Warranty Deed, Foreclosure
Aug 5, 2010Special Warranty Deed, Transfer
CRESCENT TITLE LLC
Mar 25, 2010Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleMar 5, 2015 · Amount on Record
Deed Document Number2307830
Record UpdatedJun 8, 2026

December 2021: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateDec 29, 2021
Property Address246 EMERALD OAKS DR, COVINGTON, LA 70433-6137
Document Number0002307830
Instrument DateDec 21, 2021
Instrument2307830
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address636 LONGUE VIEW PL, MADISONVILLE, LA 70447-3437

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 EMERALD OAKS DR, COVINGTON, LA 70433-6137

Mortgage

Document Number0002307831
DateDec 29, 2021
Instrument2307831
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term204 Months
DueJan 1, 2037
Interest
Rate TypeFixed Rate

March 2015: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateMar 5, 2015
Property Address246 EMERALD OAKS DR, COVINGTON, LA 70433-6137
Document Number0001972961
Instrument DateFeb 27, 2015
Instrument1972961
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyTITLE SOLUTION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001972963
DateMar 5, 2015
Instrument1972963
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueMar 4, 2045
Interest
Rate TypeFixed Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2020
Min Rate At Change2%
Max Rate At Change7.75%

March 2015: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionSAINT TAMMANY LA
Recording DateMar 3, 2015
Property Address246 EMERALD OAKS DR, COVINGTON, LA 70433-6137
Document Number0001972712
Instrument DateFeb 20, 2015
Instrument1972712
Transaction TypeForeclosure
Record UpdatedFeb 6, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

August 2010: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSAINT TAMMANY LA
Recording DateAug 5, 2010
Property Address246 EMERALD OAKS DR, COVINGTON, LA 70433-6137
Document Number0001779460
Map ReferenceFILE3923
Instrument DateJul 29, 2010
Instrument1779460
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyCRESCENT TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946

Transferred To (Grantee/Buyer)

NameVerified Name
Address252 EVANGELINE DR, MANDEVILLE, LA 70471-1882

March 2010: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionSAINT TAMMANY LA
Recording DateMar 25, 2010
Property Address246 EMERALD OAKS DR, COVINGTON, LA 70433-6137
Document Number0001762127
Instrument DateJan 20, 2010
Instrument1762127
Transaction TypeForeclosure
Record UpdatedFeb 6, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 POYDRAS ST, NEW ORLEANS, LA 70130-6029
Mail Care OfLOUIS ARCENEAUX

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,467.00 (-3.61%) Homeowner's exemption$19,839 (-) Land $2,500 Building $17,339$198,388 (-) Land $25,000 Building $173,388
2024$1,522.00 (+23.44%) Homeowner's exemption$19,839 (+15.81%) Land $2,500 Building $17,339$198,388 (+15.81%) Land $25,000 Building $173,388
2023$1,233.00 Homeowner's exemption$17,130 (-) Land $2,500 Building $14,630$171,300 (-) Land $25,000 Building $146,300
2022$1,233.00 Homeowner's exemption$17,130 Land $2,500 Building $14,630$171,300 Land $25,000 Building $146,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 391 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies391 in force
Nearby Flood Claims20 (1995–2022)
Claims Outside the SFHA9 of 20
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Ida, Aug 2021 · 11 claims
  • Severe Storms And Flooding, Mar 2016 · 2 claims
  • Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: REV.

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