240 Emerald Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 240 Emerald Oaks Dr, Covington, LA 70433

Property Summary

Property Type	Condominium
Details	1,484 sqft · built 2008
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2025)
Tax Bill	$1,864 (2025)
Deeds & Mortgages	Sep 2014 Mortgage May 2010 Mortgage + 1 more
APN	`107-807-5064`

Property Details

APN / Parcel Number

Primary APN	`107-807-5064`
Alternative APN	`33127`

Interior

Building Area	1,484 sqft Living Area

Exterior

Year Built	Built 2008
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	107-807-5064
Street Address	240 EMERALD OAKS DR
City	COVINGTON
State	LA
Zip	70433-6137
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EMERALD OAKS CONDOS UN14
Legal Subdivision	EMERALD OAKS
Legal Unit	14
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	40607

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2028 TIMBERCREEK LN, MANDEVILLE, LA 70448-7531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2014	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
May 6, 2010	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT COMPANY IN
Mar 13, 2025	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Deed Document Number	2441948
Record Updated	Jun 8, 2026

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	240 EMERALD OAKS DR, COVINGTON, LA 70433-6137
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	INVEST TITLE, INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001956011
Date	Sep 15, 2014
Instrument	1956011

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	240 EMERALD OAKS DR, COVINGTON, LA 70433-6137
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	NATIONS FIRST TITLE AGENCY, NATIONS DIRECT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001766991
Date	May 6, 2010
Instrument	1766991

Lender

Name	ADVANCE MORTGAGE & INVESTMENT COMPANY IN
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2025

March 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 13, 2025
Property Address	240 EMERALD OAKS DR, COVINGTON, LA 70433-6137
Document Number	0002441948
Instrument Date	Mar 13, 2025
Instrument	2441948
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,864.00 (+26.8%) Homeowner's exemption	$19,420 (-) Land $2,500 Building $16,920	$194,199 (-) Land $25,000 Building $169,199
2024	$1,470.00 (+23.74%) Homeowner's exemption	$19,420 (+15.75%) Land $2,500 Building $16,920	$194,199 (+15.75%) Land $25,000 Building $169,199
2023	$1,188.00 Homeowner's exemption	$16,777 (-) Land $2,500 Building $14,277	$167,771 (-) Land $25,000 Building $142,771
2022	$1,188.00 Homeowner's exemption	$16,777 Land $2,500 Building $14,277	$167,771 Land $25,000 Building $142,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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