2615 E 45th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2615 E 45th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details2 ba · built 2025
Lot Size0.175 acres (7,628 sqft)
OwnerIndividual Name on Record
Last Sale$247,500 (Jul 2026)
Tax Bill$113 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2017 Transfer
Flood ZoneZone X (minimal risk)
APN168I H 016

Property Details

APN / Parcel Number

Primary APN168I H 016
Alternative APN
  • 0000110367

Interior

Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,628 sqft (0.175 acres)
Lot Dimensions138 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000110367
Street Address2615 E 45TH ST
CityCHATTANOOGA
StateTN
Zip37407-3025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 7 BLK 13 EAST END LAND CO ADDN NO 4 PB2 PG29
Legal SubdivisionEAST END LAND COMAPNYS ADDITION NO 4
Legal Block13
Legal Lot Number7
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2013
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2615 45TH ST E, A, BRADENTON, FL 34208-7028
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Warranty Deed, Transfer · VA Mortgage
HABITAT FOR HUMANITY/GREATER C
May 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2026 · Amount on Record
Deed SaleJul 9, 2026 · Amount on Record
Deed Document Number202675
Deed Book / Page14362 / 650
Prior Transfer DateMay 1, 2023
Prior Transfer Doc0000000046
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 9, 2026
Property Address2615 E 45TH ST, CHATTANOOGA, TN 37407-3025
Document Number0000000075
Book / Page14362 / 650
Instrument DateJul 8, 2026
Instrument202675
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$92,490.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000076,
DateJul 9, 2026
Instrument2026976
Lender
NameHABITAT FOR HUMANITY/GREATER C
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.53%
Max Rate-1%

Mortgage

Document Number0000000078,
DateJul 9, 2026
Book Page14362/678
Instrument202678
Lender
NameHABITAT FOR HUMANITY/GREATER C
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term30 Months
DueAug 1, 2056
Interest
Rate6.53%
Max Rate-1%

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMay 19, 2017
Property Address10TH AVE, CHATTANOOGA, TN 37407
Document Number0000000242
Book / Page011054 / 000344
Instrument DateMar 9, 2017
Instrument242
Transaction TypeTransfer
Record UpdatedJul 12, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 TIMBER RIDGE DR HIXSON TN 373433853, HIXSON, TN 37343-3853

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$113.00 (+318.52%)$7,500 (+5%)$30,000 (+5%) Land $30,000
2024$27.00$1,250 (-)$5,000 (-) Land $5,000
2023$27.00$1,250 (-)$5,000 (-) Land $5,000
2022$27.00$1,250$5,000 Land $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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