2603 E 45th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2603 E 45th St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 958 sqft · built 1930
Lot Size	0.175 acres (7,628 sqft)
Owner	Individual Name on Record
Tax Bill	$283 (2025)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`168I H 020`

Property Details

APN / Parcel Number

Primary APN	`168I H 020`
Alternative APN	`0000110371`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	958 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,628 sqft (0.175 acres)
Lot Dimensions	138 ft deep x 55 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000110371
Street Address	2603 E 45TH ST
City	CHATTANOOGA
State	TN
Zip	37407-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 11 BLK 13 EAST END LAND CO ADDN NO 4 PB2 PG29 0160 35 11
Legal Subdivision	EAST END LAND COMPANYS ADDITION FOUR
Legal Block	13
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2013
Census Tract	2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4145 OBAR DR, CHATTANOOGA, TN 37419-2180
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 12, 2004
Transfer Doc	0070210094
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	May 19, 2023
Property Address	2603 E 45TH ST, CHATTANOOGA, TN 37407-3025
Document Number	0000000212
Book / Page	13295 / 21
Map Reference	MB 2 PG 29
Instrument Date	Feb 22, 2023
Instrument	2023051900212
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 OBAR DR, CHATTANOOGA, TN 37419-2180

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$283.00 (+38.05%)	$18,725 (+104.09%)	$74,900 (+104.09%) Land $30,000 Building $44,900
2024	$205.00	$9,175 (-)	$36,700 (-) Land $10,000 Building $26,700
2023	$205.00	$9,175 (-)	$36,700 (-) Land $10,000 Building $26,700
2022	$205.00	$9,175	$36,700 Land $10,000 Building $26,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20