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2609 E 45th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2609 E 45th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details1 ba · 816 sqft · built 1930
Lot Size0.175 acres (7,628 sqft)
OwnerCompany Name on Record
Last Sale$62,500 (Apr 2024)
Tax Bill$236 (2025)
Deeds & MortgagesApr 2024 Sale & Construction Loan
Mar 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN168I H 017

Property Details

APN / Parcel Number

Primary APN168I H 017
Alternative APN
  • 0000110368

Interior

Full Baths1 Bath
Stories1 Story
Building Area816 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1955
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,628 sqft (0.175 acres)
Lot Dimensions138 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Account Number0000110368
Street Address2609 E 45TH ST
CityCHATTANOOGA
StateTN
Zip37407-3025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 8 BLK 13 EAST END LAND CO ADDN NO 4 PB2 PG29 0160 35 08
Legal SubdivisionEAST END COMPANYS ADDITION NUMBER FOUR
Legal Block13
Legal Lot Number8
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2013
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6111 SHALLOWFORD RD, CHATTANOOGA, TN 37421-7800
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2024Warranty Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC
Mar 7, 2024Warranty Deed, Transfer
JONES TITLE
Aug 15, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2024 · Amount on Record
Deed SaleApr 25, 2024 · Amount on Record
Prior SaleMar 7, 2024 · Amount on Record
Deed Document Number2024136
Deed Book / Page13574 / 584
Prior Transfer DateAug 11, 2023
Prior Transfer Doc0000000175
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 25, 2024
Property Address2609 E 45TH ST, CHATTANOOGA, TN 37407-3025
Document Number0000000136
Book / Page13574 / 584
Map ReferenceMB 2 PG 29
Instrument DateApr 25, 2024
Instrument2024042500136
Transaction TypeConstruction Loan
Record UpdatedSep 25, 2025
Title CompanyFOOTHILLS TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$231.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 ALLEGHENY CTR STE 200, 200, PITTSBURGH, PA 15212-5402
Mail Care OfKIAVI FUNDING INC

Mortgage

Document Number0000000137
DateApr 25, 2024
Instrument2024042500137
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 7, 2024
Property Address2609 E 45TH ST, CHATTANOOGA, TN 37407-3025
Document Number0000000150
Book / Page13530 / 971
Map ReferenceMB 2 PG 29
Instrument DateMar 7, 2024
Instrument2024030700150
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyJONES TITLE

Transaction

AmountAmount Recorded
Tax$166.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address614 FOREST AVE, CHATTANOOGA, TN 37405-3929

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateAug 15, 2023
Property Address2609 E 45TH ST, CHATTANOOGA, TN 37407-3025
Document Number0000000175
Book / Page13372 / 987
Map ReferenceMB 2 PG 29
Instrument DateAug 11, 2023
Instrument2023081500175
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$236.00 (-2.07%)$15,625 (+45.01%)$62,500 (+45.01%) Land $30,000 Building $32,500
2024$241.00$10,775 (-)$43,100 (-) Land $10,000 Building $33,100
2023$241.00$10,775 (-)$43,100 (-) Land $10,000 Building $33,100
2022$241.00$10,775$43,100 Land $10,000 Building $33,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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