2614 18th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2614 18th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$52,000 (Aug 2023)
Tax Bill	$6,098 (2025)
Deeds & Mortgages	Sep 2023 Construction Loan Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-450-0215`

Property Details

APN / Parcel Number

Primary APN	`85-450-0215`
Alternative APNs	`85-00450-0215` `43369`

Exterior

Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Account Number	43369
Street Address	2614 18TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 2
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	STERLING HEIGHTS PLAT SEVEN
Legal Block	2
Legal Lot Number	3
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	31500

Owner

2614 18th Ave SE is owned and occupied by two individuals who acquired it in June 2024.

Source: Sherburne County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2614 18TH AVE SE, SAINT CLOUD, MN 56304-7403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Quit Claim Deed, Transfer · Construction Mortgage THE BANK OF ELK RIVER
Jun 1, 2022	Intrafamily Transfer, Transfer
Dec 18, 2017	Deed with Mortgage, Construction Loan · Construction Mortgage STATE OF MINNESOTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Deed Document Number	2023959889
Last Transfer Date	Jun 5, 2024
Transfer Doc	0000970443
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 15, 2023
Property Address	SAINT CLOUD, MN 56304
Document Number	0000961581
Instrument Date	Sep 14, 2023
Instrument	961581
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1109 14TH AVE SE, SAINT CLOUD, MN 56304-1743

Mortgage

Document Number	0000961582
Date	Sep 15, 2023
Instrument	961582

Lender

Name	THE BANK OF ELK RIVER
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jun 14, 2024

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHERBURNE MN
Recording Date	Jun 1, 2022
Property Address	SAINT CLOUD, MN 56304
Document Number	0000943186
Instrument Date	Jun 1, 2022
Instrument	943186
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11542 293RD AVE, 11542, PRINCETON, MN 55371-5901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 216, ZIMMERMAN, MN 55398-0216

December 2017: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	SHERBURNE MN
Recording Date	Dec 18, 2017
Property Address	SAINT CLOUD, MN 56304
Instrument Date	Dec 15, 2017
Instrument	849715
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 216 ZIMMERMAN MN 553980216, ZIMMERMAN, MN 55398-0216

Mortgage

Document Number	0000849715
Date	Dec 18, 2017
Instrument	849715

Lender

Name	STATE OF MINNESOTA

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 17, 2018

Interest

Rate Type	Fixed Rate
Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 2614 18th Ave SE was $6,098 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,200 (-) Land $70,000 Building $352,200	$422,200 (-) Land $70,000 Building $352,200
2025	$6,098.00	$422,200 Land $70,000 Building $352,200	$422,200 Land $70,000 Building $352,200
2023	$2,134.00	$20,000 Land $20,000
2021			$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2614 18th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2614 18th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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