2504 18th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2504 18th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$208,500 (Jul 2001)
Tax Bill	$4,668 (2025)
Deeds & Mortgages	Jul 2022 Transfer Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`85-433-0535`

Property Details

APN / Parcel Number

Primary APN	`85-433-0535`
Alternative APNs	`85-00433-0535` `43248`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Account Number	43248
Street Address	2504 18TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK 5
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	STERLING HEIGHTS PLAT THREE
Legal Block	5
Legal Lot Number	7
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	31500

Owner

2504 18th Ave SE is owned and occupied by two individuals who bought it in July 2001.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2504 18TH AVE SE, SAINT CLOUD, MN 56304-7401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Transfer on Death Deed, Transfer
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2001 · Amount on File
Deed Sale	Jul 19, 2001 · Amount on File
Prior Sale	Nov 23, 1999 · Amount on File
Deed Document Number	200154262
Record Updated	Oct 29, 2026

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 12, 2022
Property Address	2504 18TH AVE SE, SAINT CLOUD, MN 56304-7401
Document Number	0000945284
Instrument Date	Jul 11, 2022
Instrument	945284
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2504 18TH AVE SE, SAINT CLOUD, MN 56304-7401
Document Number	0000881193
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2504 18TH AVE SE ST CLOUD MN 563047401, ST CLOUD, MN 56304-7401

Mortgage

Document Number	0000881193
Date	Oct 29, 2019
Instrument	881193

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2504 18th Ave SE was $4,668 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,600 (-) Land $70,000 Building $263,600	$333,600 (-) Land $70,000 Building $263,600
2025	$4,668.00	$333,600 Land $70,000 Building $263,600	$333,600 Land $70,000 Building $263,600
2023	$3,964.00	$333,600 Land $50,000 Building $283,600
2021			$333,600 Land $50,000 Building $283,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2504 18th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2504 18th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on 18th Ave SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures