2424 18th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2424 18th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Tax Bill	$5,388 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-433-0505`

Property Details

APN / Parcel Number

Primary APN	`85-433-0505`
Alternative APNs	`85-00433-0505` `43242`

Exterior

Lot Area	21,344 sqft (0.49 acres)

Location & Zoning

Account Number	43242
Street Address	2424 18TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-7400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 5
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	STERLING HEIGHTS PLAT THREE
Legal Block	5
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2424 18TH AVE SE, SAINT CLOUD, MN 56304-7400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 16, 2023	Transfer on Death Deed, Transfer
Feb 15, 2020	Loan Modification, Mortgage LIBERTY SVGS
Jan 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2004
Deed Sale	Feb 10, 2004
Prior Sale	Feb 10, 2004
Deed Document Number	200463430
Last Transfer Date	Nov 30, 2018
Transfer Doc	0000866960
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2424 18TH AVE SE, SAINT CLOUD, MN 56304-7400
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000926461
Date	Aug 26, 2021
Instrument	926461

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 16, 2023
Property Address	2424 18TH AVE SE, SAINT CLOUD, MN 56304-7400
Document Number	0000956787
Instrument Date	May 11, 2023
Instrument	956787
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	2424 18TH AVE SE, SAINT CLOUD, MN 56304-7400
Document Number	0000888609
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2424 18TH AVE SE ST CLOUD MN 563047400, ST CLOUD, MN 56304-7400

Mortgage

Document Number	0000888609
Date	Mar 24, 2020
Instrument	888609

Lender

Name	LIBERTY SVGS
Type	Federal Savings Bank
Address	ST CLOUD, MN 56301

Agreement

Term	60 Months
Due	Mar 23, 2025

Interest

Rate Type	Adjustable Rate
Rate	4%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 7, 2019
Property Address	2424 18TH AVE SE, SAINT CLOUD, MN 56304-7400
Document Number	0000866960
Instrument Date	Nov 30, 2018
Instrument	866960
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$287.22
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2424 18TH AVE SE ST CLOUD MN 563047400, ST CLOUD, MN 56304-7400

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,000 (-) Land $70,000 Building $309,000	$379,000 (-) Land $70,000 Building $309,000
2025	$5,388.00 (+2%)	$379,000 (-) Land $70,000 Building $309,000	$379,000 (-) Land $70,000 Building $309,000
2023	$4,490.00	$379,000 Land $60,000 Building $319,000
2021			$379,000 Land $60,000 Building $319,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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