2603 Richard Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2603 Richard Ave, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,583 sqft · built 2000
Lot Size0.107 acres (4,638 sqft)
OwnerCompany Name on File
Last Sale$985,000 (Nov 2011)
Tax Bill$12,924 (2025)
Flood ZoneZone X (minimal risk)
APN064-201-017

Property Details

APN / Parcel Number

Primary APN064-201-017

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories3 Stories
Building Area3,583 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeWood
Lot Area4,638 sqft (0.107 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2603 RICHARD AVE
CityCAYUCOS
StateCA
Zip93430-1470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionPM 14/22 PAR 2
Legal Block2
Legal Lot Number23
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2000
Census Tract10504

Owner

2603 Richard Ave is owned by a company that acquired it in August 2012.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address4599 S FRUIT AVE, FRESNO, CA 93706-9606
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2011 · Amount on File
Deed SaleNov 17, 2011 · Amount on File
Prior SaleNov 3, 2000 · Amount on File
Deed Document Number201158025
Last Transfer DateAug 22, 2012
Transfer Doc0000048493
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2603 Richard Ave was $12,924.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,261,947 (+2%) Land $544,494 Building $717,453
2025$12,924.00$1,237,204 Land $533,818 Building $703,386
2023$12,683.00 (+1.71%)$1,189,164 Land $513,090 Building $676,074
2022$12,470.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2603 Richard Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1983–2016)
Claims Outside the SFHA6 of 10
Most Recent ClaimJan 2016 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Richard Ave is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 52% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSLOCSA #10A - CAYUCOS
serves 1,200 people · EPA ID CA4010901
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionOct 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, Ranch Wifi.

Nearby Properties on Richard Ave

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