2610 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 2610 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	2 bd · 2 ba · 792 sqft · built 2000
Lot Size	339 acres (14,790,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,860 (Feb 2025)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	May 2024 Line of Credit Feb 2025 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`40-5N-30-0000-00100-0000`

Property Details

APN / Parcel Number

Primary APN	`40-5N-30-0000-00100-0000`
Alternative APN	`N305400000001000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	792 sqft Gross Area
1st Floor Area	792 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,790,580 sqft (339 acres)
View / Lot	Woodland
Shed	1 Shed
Shed Area	1 sqft
Pole Barn	864 sqft

Location & Zoning

Street Address	2610 HIGHWAY 4
City	JAY
State	FL
Zip	32565
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	AG-RR
Legal Description	UPDAATED 2025 SECTION 40 TWNSHIP 5N RANGE 30W PARCEL A: BEG AT A 4X4 INCH CONCRETE MARKER, BEING NE COR OF SECTION 40; THN S01*5915W ALONG MONMTD E LINE OF SAID SECTION 40 FOR 476.83 FT TO A 5/8 INCH REBAR AT SE COR OF A PARCEL DESC IN OR 4219 PG
Legal Range	30W
Legal Township	5N
Legal Section	40
Legal Subdivision	JOSEPH NELSON GRANT
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	1
Census Block	1009
Census Tract	10200

Owner

Source: Santa Rosa County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6133 COVINGTON PIKE RD, MILLINGTON, TN 38053
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Feb 4, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 29, 2022	Quit Claim Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC
Oct 20, 2022	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC
Jan 18, 2022	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC
May 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED BANK
Apr 5, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2025 · Amount on Record
Deed Sale	Feb 4, 2025 · Amount on Record
Prior Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	20254550
Deed Book / Page	4583 / 1571
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2610 HIGHWAY 4, JAY, FL 32565
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32256 HIGHWAY 43, THOMASVILLE, AL 36784-1653

Mortgage

Document Number	0045031130
Date	May 20, 2024
Book Page	4503/1130
Instrument	202422089

Lender

Name	UNITED BANK
Type	Bank
Address	LOXLEY, AL 36551

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 4, 2025
Property Address	2610 HIGHWAY 4, JAY, FL 32565
Document Number	0045831571
Book / Page	4583 / 1571
Instrument Date	Jan 31, 2025
Instrument	202504550
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$930.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6133 COVINGTON PIKE RD, MILLINGTON, TN 38053

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 29, 2022
Property Address	2610 HIGHWAY 4, JAY, FL 32565-1624
Document Number	0043551637
Book / Page	4355 / 1637
Instrument Date	Dec 29, 2022
Instrument	202270203
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Tax	$2,186.80
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 828, JAY, FL 32565-0828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 RIVER RANCH RD, MILTON, FL 32583-3226

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 20, 2022
Property Address	2610 HIGHWAY 4, JAY, FL 32565
Document Number	0043371609
Book / Page	4337 / 1609
Instrument Date	Oct 17, 2022
Instrument	202259802
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Tax	$63.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32256 HIGHWAY 43, THOMASVILLE, AL 36784-1653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5428 JOHN LOWERY RD, JAY, FL 32565-1638

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 18, 2022
Property Address	2610 HIGHWAY 4, JAY, FL 32565
Document Number	0042340499
Book / Page	4234 / 499
Instrument Date	Jan 12, 2022
Instrument	202203028
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Tax	$5,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 CAMPBELL RD, CENTURY, FL 32535-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 828, JAY, FL 32565-0828

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 6, 2021
Property Address	2610 HIGHWAY 4, JAY, FL 32565
Document Number	0041141656
Book / Page	4114 / 1656
Instrument Date	May 1, 2021
Instrument	202130336
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 CAMPBELL RD, CENTURY, FL 32535-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 N 72ND AVE, PENSACOLA, FL 32506-3809

Mortgage

Document Number	0041141659
Date	May 6, 2021
Instrument	4114/1659

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 5, 2019
Property Address	JAY, FL 32565
Document Number	0038171223
Book / Page	003817 / 001223
Instrument Date	Mar 19, 2019
Instrument	13549
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$14.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5207 SOUNDSIDE DR GULF BREEZE FL 325639314, GULF BREEZE, FL 32563-9314

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00 (+186.36%)	$116,611 (+140.95%)	$1,038,450 (+10.42%) Land $965,556 Building $72,894
2024	$550.00 (-1.61%)	$48,396 (-) Land $47,396 Building $1,000	$940,454 (+12.95%) Land $47,396 Building $893,058
2023	$559.00 (-16.82%)	$48,396 (-15.89%) Land $47,396 Building $1,000	$832,609 (-8.05%) Land $47,396 Building $785,213
2022	$672.00	$57,541 Land $57,541	$905,481

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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