Santa Rosa County property record for 2575 Hwy 4, Jay, FL 32565 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,174 sqft Living Area |
| Lot Size | 262,231 sqft (6.02 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2021) |
| Tax Bill | $165.00 (2024) |
Source: Santa Rosa County records · APN 14-5N-30-0000-00106-0000
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 624, JAY, FL 32565-0624 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 15, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage QUICKEN LOANS LLC |
| Dec 12, 2018 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Oct 06, 2017 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on Record |
| Deed Sale | Apr 15, 2021 · Amount on Record |
| Prior Sale | Feb 12, 2014 · Amount on Record |
| Deed Doc Number | 202124943 |
| Deed Book / Page | 4104 / 26 |
| Prior Transfer Date | Feb 05, 2013 |
| Prior Transfer Doc | 0032151680 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 15, 2021 |
| Property Address | 2575 HIGHWAY 4, JAY, FL 32565-1645 |
| Document Number | 0041040026 |
| Book / Page | 4104 / 26 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 202124943 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2021 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2793 NELSONTOWN RD, 2793, JAY, FL 32565-1917 |
| Name | Verified Name |
|---|---|
| Address | 2575 HIGHWAY 4, JAY, FL 32565-1645 |
| Document Number | 410429 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 4104/29 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2575 HIGHWAY 4, JAY, FL 32565-1645 |
| Document Number | 0037950684 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Name | Verified Name |
|---|---|
| Address | 2575 HIGHWAY 4 JAY FL 325651645, JAY, FL 32565-1645 |
| Document Number | 0037950684 |
|---|---|
| Date | Jan 07, 2019 |
| Book Page | 003795/000684 |
| Instrument | 521 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2575 HIGHWAY 4, JAY, FL 32565-1645 |
| Document Number | 0036761679 |
| Book / Page | 003676 / 001679 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2575 HIGHWAY 4 JAY FL 325651645, JAY, FL 32565-1645 |
| Document Number | 0036761679 |
|---|---|
| Date | Nov 07, 2017 |
| Book Page | 003676/001679 |
| Instrument | 46474 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,992 (+2.9%) | $269,914 (+14.7%) Land $56,347 Building $213,567 | |
| 2024 | $165.00 (-91.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $208,933 (+3%) | $235,320 (+1.05%) Land $26,006 Building $209,314 |
| 2023 | $2,010.00 (+2.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $202,848 (+3%) | $232,869 (+2.37%) Land $26,006 Building $206,863 |
| 2022 | $1,962.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $196,940 | $227,483 Land $22,972 Building $204,511 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 427 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 14-5N-30-0000-00106-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,174 sqft Living Area |
| Gross Area | 3,131 sqft Gross Area |
| 1st Floor | 2,174 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Area | 255 sqft Utility Area |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 262,231 sqft (6.02 acres) |
| Depth X Width | 338 ft x 775 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 546 sqft Garage |
| Carport | Carport |
| Carport Area | 546 sqft Carport |
| Shed | 1 Shed |
| Shed Area | 1 sqft Shed |
| Porch Area | 156 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2575 HIGHWAY 4 |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-1645 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | *DESCRIPTION UPDATE FOR 2021* COM AT NE CORN OF NE4 OF SECTION 14 TOWNSHIP 5 NORTH RANGE 30 WEST THN S ON E LN 510.89 FT TO POB & CONT 775 FT +/- THN N89*2416W 338.06 FT THN N00*4944E 775 FT THN S89*2416E 338.06 FT TO POB AS DES IN OR 4104 PG 26 & A |
| Legal Range | 30W |
| Legal Township | 5N |
| Legal Section | 14 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | JAY |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 10200 |
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