2579 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 2579 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1953
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2026)
Tax Bill	$1,139 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-5N-30-0000-00100-0000`

Property Details

APN / Parcel Number

Primary APN	`14-5N-30-0000-00100-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Heated Area
Gross Area	2,194 sqft
1st Floor Area	1,800 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Patio Area	78 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	145N300000001000000
Street Address	2579 HIGHWAY 4
City	JAY
State	FL
Zip	32565-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COMM AT TH NE COR OF NE4 THN W ON N LI 338.09 FT THN S0049'44W 1282.38 FT THN S8924'16E 338.06 FT THN N00*49'44E 1282.38 FT
Legal Range	30W
Legal Township	05N
Legal Section	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	1
Census Block	1019
Census Tract	10200

Owner

2579 Hwy 4 is owned and occupied by an individual who bought it in February 2026.

Source: Santa Rosa County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2579 HIGHWAY 4, JAY, FL 32565-1645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Warranty Deed, Transfer · Balloon Mortgage BUTTERZ RE LLC
Sep 4, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Sep 4, 2025 · Amount on File
Deed Document Number	202607970
Deed Book / Page	4710 / 418
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 18, 2026
Property Address	2579 HIGHWAY 4, JAY, FL 32565-1645
Document Number	0047100418
Book / Page	4710 / 418
Instrument Date	Feb 17, 2026
Instrument	202607970
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 W GREGORY ST, PENSACOLA, FL 32502-3721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2579 HIGHWAY 4, JAY, FL 32565-1645

Mortgage

Document Number	0004710421
Date	Feb 18, 2026
Instrument	4710/421

Lender

Name	BUTTERZ RE LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2027

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 4, 2025
Property Address	2579 HIGHWAY 4, JAY, FL 32565-1645
Document Number	0046541003
Book / Page	4654 / 1003
Instrument Date	Aug 29, 2025
Instrument	202540984
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$287.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6004 E SHORE DR, PENSACOLA, FL 32505-2036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 W GREGORY ST, PENSACOLA, FL 32502-3721

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,139.00 (-0.61%)	$90,475 (+0.91%) Land $21,600 Building $68,875	$90,475 (+0.91%) Land $21,600 Building $68,875
2023	$1,146.00 (+2.87%)	$89,660 (+4.31%) Land $21,600 Building $68,060	$89,660 (+4.31%) Land $21,600 Building $68,060
2022	$1,114.00	$85,953	$85,953 Land $19,080 Building $66,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2579 Hwy 4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2579 Hwy 4 is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 4

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