261 Troy St, Commerce, GA 30529 Property Records

Jackson County property record for 261 Troy St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,512 sqft · built 1997
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Jun 2018)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C16 052A`

Property Details

APN / Parcel Number

Primary APN	`C16 052A`
Alternative APN	`9434`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,512 sqft Heated Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Porch	Slab
Porch Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9434
Street Address	261 TROY ST
City	COMMERCE
State	GA
Zip	30529-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT AT SE CORNER TROY & FOREST AVE
Legal Subdivision	FOREST
Legal Lot Number	AT
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2015
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 TROY ST, COMMERCE, GA 30529-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jun 15, 2018	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	May 16, 2006 · Amount on Record
Deed Document Number	20182133
Deed Book / Page	81D / 5
Transfer Doc	00065Q0499
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	261 TROY ST, COMMERCE, GA 30529-1741
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 TROY ST, COMMERCE, GA 30529-1741

Mortgage

Document Number	00100P0000000171
Date	Jan 27, 2022
Book Page	000000100P/0000000171

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 15, 2018
Property Address	261 TROY ST, COMMERCE, GA 30529-1741
Document Number	00081D0005
Book / Page	00081D / 000005
Instrument Date	Jun 12, 2018
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 TROY ST COMMERCE GA 305291741, COMMERCE, GA 30529-1741

Mortgage

Document Number	81D0007
Date	Jun 15, 2018
Book Page	00081D/000007

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,320 (-) Land $10,600 Building $59,720	$175,800 (-) Land $26,500 Building $149,300
2025	$1,787.00 (+11.2%) Homeowner's exemption	$70,320 (+19.43%) Land $10,600 Building $59,720	$175,800 (+19.43%) Land $26,500 Building $149,300
2024	$1,607.00 (+54.67%) Homeowner's exemption	$58,880 (+12.02%) Land $6,360 Building $52,520	$147,200 (+12.02%) Land $15,900 Building $131,300
2023	$1,039.00 (-20.26%) Homeowner's exemption	$52,560 (+28.57%) Land $6,360 Building $46,200	$131,400 (+28.57%) Land $15,900 Building $115,500
2022	$1,303.00 Homeowner's exemption	$40,880 Land $4,760 Building $36,120	$102,200 Land $11,900 Building $90,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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