182 Troy St, Commerce, GA 30529 Property Records

Jackson County property record for 182 Troy St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1970
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Sep 2025)
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C16 073`

Property Details

APN / Parcel Number

Primary APN	`C16 073`
Alternative APN	`9457`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Heated Area
1st Floor Area	1,300 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	48 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9457
Street Address	182 TROY ST
City	COMMERCE
State	GA
Zip	30529-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 9 & 10 PLAT BK 03 PG 185
Legal Subdivision	HL DUNAHOO
Legal Block	03
Legal Lot Number	9,10 10
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2010
Census Tract	10300

Owner

Source: Jackson County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	182 TROY ST, COMMERCE, GA 30529-1737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 5, 2022	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 5, 2025	Warranty Deed, Transfer
Apr 11, 2024	Warranty Deed, Transfer
Dec 6, 2018	Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Apr 11, 2024
Deed Document Number	00000116Y6
Deed Book / Page	116Y / 6
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	182 TROY ST, COMMERCE, GA 30529-1737
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 TROY ST, COMMERCE, GA 30529-1737

Mortgage

Document Number	00107F0000000272
Date	Jul 10, 2023
Book Page	000000107F/0000000272

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2048

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	182 TROY ST, COMMERCE, GA 30529-1737
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 TROY ST, COMMERCE, GA 30529-1737

Mortgage

Document Number	00104S0000000598
Date	Dec 5, 2022
Book Page	000000104S/0000000598

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2048

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 5, 2025
Property Address	182 TROY ST, COMMERCE, GA 30529-1737
Document Number	00116Y0006
Book / Page	116Y / 6
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 TROY ST, COMMERCE, GA 30529-1737

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 11, 2024
Property Address	182 TROY ST, COMMERCE, GA 30529-1737
Document Number	00110L0494
Book / Page	110L / 494
Instrument Date	Dec 28, 2023
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 TROY ST, COMMERCE, GA 30529-1737

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 6, 2018
Property Address	182 TROY ST, COMMERCE, GA 30529-1737
Document Number	00082X0512
Book / Page	00082X / 000512
Instrument Date	Nov 30, 2018
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	182 TROY STREAT COMMERCE GA 30529, COMMERCE, GA 30529

Mortgage

Document Number	82X0514
Date	Dec 6, 2018
Book Page	00082X/000514

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,022.00 (+21.37%)	$75,720 (+25.45%) Land $32,600 Building $43,120	$189,300 (+25.45%) Land $81,500 Building $107,800
2024	$1,666.00 (+1.83%)	$60,360 (+9.19%) Land $17,240 Building $43,120	$150,900 (+9.19%) Land $43,100 Building $107,800
2023	$1,636.00 (+16.94%)	$55,280 (+28.08%) Land $17,240 Building $38,040	$138,200 (+28.08%) Land $43,100 Building $95,100
2022	$1,399.00	$43,160 Land $13,400 Building $29,760	$107,900 Land $33,500 Building $74,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · Cable · DSL	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications.

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