236 State St, Tracy, MN 56175 Property Records

Lyon County property record for 236 State St, Tracy, MN 56175 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1916
Lot Size0.378 acres (16,494 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Apr 2024)
Tax Bill$2,846 (2026)
Deeds & MortgagesApr 2024 Mortgage
Apr 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN31-112021-0

Property Details

APN / Parcel Number

Primary APN31-112021-0

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Lot Area16,494 sqft (0.378 acres)

Location & Zoning

Street Address236 STATE ST
CityTRACY
StateMN
Zip56175-1517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSES 1ST ADDITION 01010001 LOTS 10, 11 BLK 2
Legal SubdivisionMOSES 1ST ADDITION
Legal Block2
Legal Lot Number10-11
JurisdictionLYON MN
Township / Civil DivisionTRACY
Census Block Group3
Census Block3018
Census Tract360700

Owner

Source: Lyon County records · APN 31-112021-0

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address117 S ELLSWORTH RD LOT 24, 24, BOX ELDER, SD 57719
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Deed of Trust, Mortgage · FHA Mortgage
HOMEOWNERS FINANCIAL GROUP USA
Apr 16, 2024Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA
Nov 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
BREMER BANK
Mar 01, 2018Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC
May 02, 2017Warranty Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 12, 2024 · Amount on Record
Deed SaleApr 12, 2024 · Amount on Record
Prior SaleNov 01, 2021 · Amount on Record
Deed Document Number20241638670
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYON MN
Property Address236 STATE ST, TRACY, MN 56175-1517
Transaction TypeMortgage
Record UpdatedMay 01, 2024
Title CompanyBV ABSTRACT AND TITLE, ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000017519
DateApr 16, 2024
Instrument17519
Lender
NameHOMEOWNERS FINANCIAL GROUP USA
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYON MN
Property Address236 STATE ST, TRACY, MN 56175-1517
Transaction TypeMortgage
Record UpdatedMay 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000017520
DateApr 16, 2024
Instrument17520
Lender
NameHOMEOWNERS FINANCIAL GROUP USA
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYON MN
Property Address236 STATE ST, TRACY, MN 56175-1517
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyBV ABSTRACT AND TITLE, ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12635
DateNov 01, 2021
Instrument12635
Lender
NameBREMER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051
Interest
Rate TypeFixed Rate

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLYON MN
Recording DateMar 01, 2018
Property Address236 STATE ST, TRACY, MN 56175-1517
Document Number215304
Instrument DateMar 01, 2018
Instrument215304
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$295.35
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address236 STATE ST, TRACY, MN 56175-1517

Mortgage

Document Number215305
DateMar 01, 2018
Instrument215305
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLYON MN
Recording DateMay 02, 2017
Property Address236 STATE ST, TRACY, MN 56175-1517
Document Number212656
Instrument DateApr 28, 2017
Instrument212656
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address236 STATE ST, TRACY, MN 56175-1517

Mortgage

Document Number212657
DateMay 02, 2017
Instrument212657
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Lyon County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLyon County
MunicipalityTracy City
Unified School DistrictTracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,846.00 (+10.65%)
2025$2,572.00 (+13.2%)$137,600 (+17.91%) Land $6,000 Building $131,600$137,600 (+17.91%) Land $6,000 Building $131,600
2023$2,272.00$116,700 Land $8,400 Building $108,300$116,700 Land $8,400 Building $108,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lyon County (27083C), updated May 23, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
Midcontinent CommunicationsFixed Wireless100 / 20

May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

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