Barnstable County and Chatham Town property record for 261 Sam Ryder Rd, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1964 |
| Lot Size | 0.24 acres (10,436 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,000 (May 2015) |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Oct 2024 Reverse Mortgage Oct 2024 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:06G B:0011 L:M37 |
| Primary APN | CHAT M:06G B:0011 L:M37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 3,506 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,436 sqft (0.24 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6056 |
|---|---|
| Street Address | 261 SAM RYDER RD |
| City | CHATHAM |
| State | MA |
| Zip | 02633-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Block | 11 |
| Legal Lot Number | M37 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10700 |
261 Sam Ryder Rd is owned and occupied by an individual who bought it in May 2015.
Source: Barnstable County and Chatham Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 261 SAM RYDER RD, CHATHAM, MA 02633-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2024 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 8, 2024 | Deed of Trust, Mortgage · Reverse Mortgage PHH US MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2015 · Amount on File |
| Deed Sale | May 5, 2015 · Amount on File |
| Deed Document Number | 20151268498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 261 SAM RYDER RD, CHATHAM, MA 02633-1539 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001511001 |
|---|---|
| Date | Oct 8, 2024 |
| Instrument | 1511001 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 841 Months |
| Due | Nov 1, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Dec 1, 2024 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 261 SAM RYDER RD, CHATHAM, MA 02633-1539 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001511000 |
|---|---|
| Date | Oct 8, 2024 |
| Instrument | 1511000 |
| Name | PHH US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 841 Months |
| Due | Nov 1, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Dec 1, 2024 |
| Index | Other |
The 2025 property tax bill for 261 Sam Ryder Rd was $2,404, up 3% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,404.00 (+3%) | $692,700 (+5.97%) Land $287,400 Building $405,300 | $764,275 |
| 2024 | $2,334.00 (+10.3%) | $653,700 (+19.88%) Land $271,200 Building $382,500 | |
| 2023 | $2,116.00 | $545,300 Land $192,100 Building $353,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 261 Sam Ryder Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 261 Sam Ryder Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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