224 Sam Ryder Rd, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 224 Sam Ryder Rd, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,548 sqft · built 2007
Lot Size	1.3 acres (57,026 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Apr 2020)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CHAT M:07F B:0004 L:H3`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:07F B:0004 L:H3`
Alternative APN	`6376`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area
Gross Area	2,472 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,026 sqft (1.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6376
Street Address	224 SAM RYDER RD
City	CHATHAM
State	MA
Zip	02633-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	4
Legal Lot Number	H3
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1009
Census Tract	10700

Owner

224 Sam Ryder Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	224 SAM RYDER RD, CHATHAM, MA 02633-1542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS LENDING CORP
Apr 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 11, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage COMMONWEALTH MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Deed Document Number	20201393723
Prior Transfer Date	Mar 20, 2020
Prior Transfer Doc	0001393723
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	224 SAM RYDER RD, CHATHAM, MA 02633-1542
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001467847
Date	Sep 23, 2022
Instrument	1467847

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	224 SAM RYDER RD, CHATHAM, MA 02633-1542
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1424449
Date	Apr 2, 2021
Instrument	1424449

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Apr 3, 2020
Property Address	224 SAM RYDER RD, CHATHAM, MA 02633-1542
Document Number	0001393723
Instrument Date	Mar 20, 2020
Instrument	1393723
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,423.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 SAM RYDER RD CHATHAM MA 026331542, CHATHAM, MA 02633-1542

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Mar 23, 2020
Property Address	224 SAM RYDER RD, CHATHAM, MA 02633-1542
Document Number	0001392939
Instrument Date	Mar 20, 2020
Instrument	1392939
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SAM RYDER RD CHATHAM MA 026331542, CHATHAM, MA 02633-1542

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Mar 24, 2020
Property Address	224 SAM RYDER RD, CHATHAM, MA 02633-1542
Document Number	0001392985
Instrument Date	Mar 20, 2020
Instrument	1392985
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	224 SAM RYDER RD CHATHAM MA 026331542, CHATHAM, MA 02633-1542

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Sep 11, 2017
Property Address	224 SAM RYDER RD, CHATHAM, MA 02633-1542
Document Number	0001329456
Instrument Date	Aug 31, 2017
Instrument	1329456
Transaction Type	Mortgage
Record Updated	Oct 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 SAM RYDER RD CHATHAM MA 026331542, CHATHAM, MA 02633-1542

Mortgage

Document Number	1329457
Date	Sep 11, 2017
Instrument	1329457

Lender

Name	COMMONWEALTH MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 224 Sam Ryder Rd was $3,606, up 5% from the year before.

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,606.00 (+5.04%)	$1,039,200 (+8.06%) Land $364,700 Building $674,500	$1,508,220
2024	$3,433.00 (+18.18%)	$961,700 (+28.43%) Land $344,100 Building $617,600
2023	$2,905.00	$748,800 Land $243,700 Building $505,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Sam Ryder Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2013 · other causes
Claims by Event	Blizzards, High Winds & Record Snowfall, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Sam Ryder Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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