St. Johns County property record for 261 S Bellagio Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,933 sqft · built 2011 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,500 (Apr 2012) |
| Tax Bill | $6,342 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 028686-0160 |
| Primary APN | 028686-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,933 sqft Living Area |
| Gross Area | 3,585 sqft |
| 1st Floor Area | 1,451 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,374 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 279 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 261 S BELLAGIO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/93-98 MURABELLA UNIT 4 LOT 16 OR3547/310 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 4 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20906 |
Source: St. Johns County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 261 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEST HOME LENDING LLC |
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2012 · Amount on Record |
| Deed Sale | Apr 11, 2012 · Amount on Record |
| Deed Document Number | 201219756 |
| Deed Book / Page | 3547 / 310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 261 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3476 |
| Document Number | 0000053632 |
| Book / Page | 6388 / 699 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202653632 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 261 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3476 |
| Document Number | 0000053632, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 6388/699 |
| Instrument | 202653632 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 261 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3476 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 261 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3476 |
| Document Number | 0057410446 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 5741/446 |
| Instrument | 2023028627 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,118 (+2.7%) | $446,664 (-3.15%) Land $120,000 Building $326,664 | |
| 2025 | $6,342.00 (+7.86%) Homeowner's exemption | $246,463 (+5.99%) | $461,177 (+0.51%) Land $120,000 Building $341,177 |
| 2024 | $5,880.00 (+4.2%) | ||
| 2023 | $5,643.00 (+3.03%) Homeowner's exemption | $232,541 (+3%) | $458,827 (+9.39%) Land $89,600 Building $369,227 |
| 2022 | $5,477.00 Homeowner's exemption | $225,768 | $419,428 Land $89,600 Building $329,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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