245 S Bellagio Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 245 S Bellagio Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,513 sqft · built 2012
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Jan 2022)
Tax Bill$7,523 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028686-0120

Property Details

APN / Parcel Number

Primary APN028686-0120

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,513 sqft Living Area
Gross Area2,211 sqft
1st Floor Area1,513 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area296 sqft
Patio Area341 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address245 S BELLAGIO DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description58/93-98 MURABELLA UNIT 4 LOT 12 OR5460/399
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 4
Legal Block1
Legal Lot Number12
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1012
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address245 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3475
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Warranty Deed, Transfer · Conventional Mortgage
NATIONWIDE MORTGAGE BANKERS INC
Jul 25, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2022 · Amount on Record
Deed SaleJan 3, 2022 · Amount on Record
Prior SaleJul 25, 2017 · Amount on Record
Deed Document Number2022446
Deed Book / Page5460 / 399
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 3, 2022
Property Address245 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3475
Document Number0054600399
Book / Page5460 / 399
Map ReferenceMB 58 PG 93-98
Instrument DateDec 31, 2021
Instrument2022000446
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address245 S BELLAGIO DR, ST AUGUSTINE, FL 32092-3475

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 S BELLAGIO DR, ST AUGUSTINE, FL 32092-3475

Mortgage

Document Number0005460401
DateJan 3, 2022
Instrument5460/401
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 25, 2017
Property Address245 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3475
Document Number0044091386
Book / Page4409 / 1386
Map ReferenceMB58 PG93
Instrument DateJul 18, 2017
Instrument2017051084
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 MINORCA AVE, 320, SAINT AUGUSTINE, FL 32080-3815

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3475

Mortgage

Document Number2017051085
DateJul 25, 2017
Instrument2017051085
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$319,217 (-4.47%) Land $110,000 Building $209,217$319,217 (-4.47%) Land $110,000 Building $209,217
2025$7,523.00 (+5.35%) Homeowner's exemption$334,162 (-1.72%)$334,162 (-1.72%) Land $110,000 Building $224,162
2024$7,141.00 (+2.62%) Homeowner's exemption$340,015 (+1.12%)$340,015 (+1.12%) Land $105,000 Building $235,015
2023$6,959.00 (-1.28%) Homeowner's exemption$336,265 (+8.71%)$336,265 (+8.71%) Land $89,600 Building $246,665
2022$7,049.00$309,314$309,314 Land $89,600 Building $219,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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