249 S Bellagio Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 249 S Bellagio Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,904 sqft · built 2011
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on Record
Last Sale$223,685 (Nov 2011)
Tax Bill$5,869 (2025)
Deeds & MortgagesJul 2020 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN028686-0130

Property Details

APN / Parcel Number

Primary APN028686-0130

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,904 sqft Living Area
Gross Area3,364 sqft
1st Floor Area1,474 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area87 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address249 S BELLAGIO DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description58/93-98 MURABELLA UNIT 4 LOT 13 OR3492/602
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 4
Legal Block1
Legal Lot Number13
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1012
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address249 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3475
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2020Deed of Trust, Mortgage · VA Mortgage
INTERCAP LNDG
May 22, 2017Deed of Trust, Mortgage · VA Mortgage
INTERCAP LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2011 · Amount on Record
Deed SaleNov 8, 2011 · Amount on Record
Deed Document Number201156460
Deed Book / Page3492 / 602
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address249 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3475
Document Number0049901730
Instrument DateJul 9, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 S BELLAGIO DR ST AUGUSTINE FL 320923475, ST AUGUSTINE, FL 32092-3475

Mortgage

Document Number0049901730
DateJul 16, 2020
Book Page004990/001730
Instrument57280
Lender
NameINTERCAP LNDG
AddressDRAPER, UT 84020
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address249 S BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3475
Document Number0043801638
Book / Page004380 / 001638
Instrument DateMay 22, 2017
Transaction TypeMortgage
Record UpdatedJul 11, 2017
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 S BELLAGIO DR ST AUGUSTINE FL 320923475, ST AUGUSTINE, FL 32092-3475

Mortgage

Document Number0043801638
DateMay 31, 2017
Book Page004380/001638
Instrument37030
Lender
NameINTERCAP LNDG
AddressALISO VIEJO, CA 92656
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2047
Interest
Rate TypeAdjustable Rate
Rate1.75%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,340 (+2.7%)$426,028 (-0.85%) Land $110,000 Building $316,028
2025$5,869.00 (+7.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$221,363 (+5.99%)$429,700 (-2.61%) Land $110,000 Building $319,700
2024$5,449.00 (+4.49%)
2023$5,215.00 (+2.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$208,858 (+3%)$441,219 (+9.84%) Land $89,600 Building $351,619
2022$5,112.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$202,775$401,675 Land $89,600 Building $312,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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