261 S 5th St, Cedar Springs, MI 49319 Property Records

Kent County property record for 261 S 5th St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,376 sqft · built 1950
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Apr 2019)
Tax Bill	$4,420 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-02-36-208-006`

Property Details

APN / Parcel Number

Primary APN	`41-02-36-208-006`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,376 sqft Living Area
1st Floor Area	2,376 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	198 ft deep x 132 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	261 S 5TH ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 1 & 2 ALSO N 1/2 OF LOTS 7 & 8 BLK 80 * VILLAGE OF CEDAR SPRINGS
Legal Subdivision	VILLAGE OF CEDAR SPRINGS
Legal Block	80
Legal Lot Number	1-2,7-8
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1027
Census Tract	10200

Owner

261 S 5th St is owned and occupied by an individual who bought it in April 2019.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	261 S 5TH ST, CEDAR SPRINGS, MI 49319-9490
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 11, 2019	Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Apr 11, 2019	Warranty Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2019 · Amount on File
Deed Sale	Apr 11, 2019 · Amount on File
Deed Document Number	201924454
Prior Transfer Date	Dec 24, 2002
Prior Transfer Doc	6573001244
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	261 S 5TH ST, CEDAR SPRINGS, MI 49319-9490
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 S 5TH ST, CEDAR SPRINGS, MI 49319-9490

Mortgage

Document Number	0000085737
Date	Nov 9, 2022
Instrument	20221109-0085737

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	261 S 5TH ST, CEDAR SPRINGS, MI 49319-9490
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035450
Date	Mar 25, 2021
Instrument	20210325-0035450

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	261 S 5TH ST, CEDAR SPRINGS, MI 49319-9490
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097569
Date	Dec 11, 2019
Instrument	20191211-0097569

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 11, 2019
Property Address	261 S 5TH ST, CEDAR SPRINGS, MI 49319-9490
Document Number	0000024454
Map Reference	LB 2 PG 74
Instrument Date	Mar 25, 2019
Instrument	20190411-0024454
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,066.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 820, CARSON CITY, MI 48811-0820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 S 5TH ST, CEDAR SPRINGS, MI 49319-9490

Mortgage

Document Number	0000024455
Date	Apr 11, 2019
Instrument	20190411-0024455

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 261 S 5th St was $4,420.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,200 (+9.89%)	$344,400 (+9.89%)
2025	$4,420.00 Homeowner's exemption	$156,700	$313,400
2023		$125,600	$251,200
2019	$2,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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